With no quarterly report to speak of during all of 2022, it's a bit silly to split up the past year now, especially since it would be challenging to find the exact numbers of my crypto positions; instead, I'll be giving you a long-awaited update on my personal portfolio for the entirety of 2022!

After my last update, I couldn't give any more visual updates as everything continued inside, where I was prohibited from entering alone. On top of that, I was busy preparing for significant professional changes, and our daughter still proved to be a bad sleeper giving us very little sleep and time in the evening. But I'm happy to announce the apartment is finished as of July 2022!

This month was a very tough one financially. I had to take out all the cash I had left to pay for the last bills of the apartment, which was not enough, but more about that later. Luckily, these are the last main expenses for the apartment. I even got the excellent news someone has already rent it out, starting in September, for €1250. Besides the finalization of my apartment, this month is notable for another reason. It’s my last month as an employee!

With a lot of things going on at the same time these past few months, I haven't had the time to write anything. As a result, this Savings Rate report is more than three months behind. Eventhough it's been so long, I still want to catch up and have a complete year overview by the end of 2022. To that end, I'm sharing the month of June. I saw some significant evolutions in terms of expenses due to some major changes in my financial situation.