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Quarterly Portfolio Report – Q4 2020
2020 Review: A Weird But Successful Year?
My monthly Savings Rate report: December 2020
6 Excellent Finance Youtubers You Need To Follow In 2021
Happy 2021
Best wishes to all of my readers. May all your financial and personal goals be…
Your Complete Online Shopping Guide For Belgium
Merry Christmas!
It's a year like no other, unlike what most had hoped this also applies to…
Fighting For Pregnancy: A Detailed Look At Our Amazing Journey
In good and bad times
Spectacular Growth Over Time With Compounding Interest
My monthly Savings Rate report: November 2020
How to get started with (stock) investing
Are Emerging Markets worth your money?
9 tips when looking at new build apartment investments
My monthly Savings Rate report: October 2020
Never too young to invest
Quarterly Portfolio Report – Q3 2020
Should you be investing in water: the new gold?
Every second of life
My monthly Savings Rate report: September 2020
Apartment progress: 15%
Should you invest in a garage?
Personal and financial milestone progress!
My monthly Savings Rate report: August 2020
JAT: China’s FAANGs
6 reasons why you should(n’t) get a turnkey apartment
Money can’t buy happiness but saving it might cheer you up
My monthly Savings Rate report: July 2020
Cofinimmo vs Aedifica: Which Belgian healthcare REIT is better?
Buying a first home: pay attention to these costs
Quarterly Portfolio Report – Q2 2020
My monthly Savings Rate report: June 2020
Paying too much taxes? My Belgian pay slip explained
In 2020 Belgium is still the country with the highest average income tax and tax…
Side hustling in Belgium: 6 real (side-)jobs providing additional income
Belgian REIT Cofinimmo is getting even better
TWR vs MWR: calculating the benefits of deposit and withdrawal
My monthly Savings Rate report: May 2020
How PSD2 will make banking more beneficial for you
Managing a small windfall: my grandmother’s inheritance
Should you invest in Gold alternatives? Checking out 3 alternative metals
Marrying in Corona times: good for your wallet
YNAB Vs nYNAB Vs Excel: Helpful Budgeting Tools Compared
Face masks: the new gold
My monthly Savings Rate report: April 2020
Coronavirus impact on my new apartment
5 thematic funds for the future
6 cheap ways to keep busy at home
Quarterly Portfolio Report – Q1 2020
My monthly Savings Rate report: March 2020
4 reasons why I’m a car owner in the city
5 tips and suggestions to control the crisis and a recession
Portfolio update: stock purchases using tax deduction
Thanks to a tax deduction on my newly bought apartment on plan, I received about…
How one tax deduction reduced my apartment cost by 17K
Ethical investing: Does socially responsible investing pay off?
My monthly Savings Rate report: February 2020
Why I love (Belgian) REITs and you should too
Apartment progress: 5%
How travel insurance saved me 1500 EUR
Last two weeks I was on a life-changing holiday. I visited my family-in-law and proposed…
My monthly Savings Rate report: January 2020
The satellites of my core-satellite investment strategy
Upcoming holiday
How I will increase my income by 500 EUR
Milestones for 2020
Quarterly Portfolio Report – Q4 2019
Looking ahead: 2020 personal finance
My monthly Savings Rate report: December 2019
Happy 2020!
Best wishes to all of my readers. May all your financial and personal goals be…
2019 Milestones evaluation
I realized, as the year comes to a close, that I barely mentioned anything about…
Merry Christmas!
I hope that everyone's holiday period is going well? May your pockets be filled with…
These are my top stock performers of 2019
We are in the last two weeks of 2019, i.e., the perfect time to not…
Cryptocurrency: an introduction
Why I choose a core-satellite strategy
19 Best European Dividend Aristocrat stocks to look for in 2021
My monthly Savings Rate report: November 2019
The last month of the year is upon us. With the winter holidays approaching fast…
How to make your own sushi at home and save money
Last weekend me and my girlfriend tried to make sushi ourselves for the first time.…
What it means to move out: a 2 month review
2 months, that's how long it's been since I moved out of the comfort of…
My mortgage: an interesting experience
Unavoidable in the search for my place in the search for the best mortgage. Trying…
My monthly Savings Rate report: October 2019
With this series I want to highlight my monthly effort to reach the highest possible…
Newest notes from around the world – how central banks device new ways to make counterfeiting onerous
The practice of counterfeiting notes is as old as the production of the notes themselves.…
Splitting the bill: a divisive dinner experience
Bill splitting, it can be a source of annoyance to me for what otherwise is…
Quarterly Portfolio Report – Q3 2019
What a quarter! The third quarter of 2019 finished almost two weeks ago now. I’m…
My cafeteria plan: like a kid in a candy store
Autumn has arrived! Not only is this the period where college and university kids start…
The big move and moving around
What a crazy week it was! I moved into my own place together with my…
You are richer than you think
I'm sure it doesn't surprise you that we earn a lot more today than we…
Wrong Payment!? A quick Guide To Get Your Money Back
Goodbye Bloglovin’, hello MailerLite!
After a long time, I finally decided on a mailing platform for my newsletter: Mailerlite!…
Decoding International Stock Market Investments
With the disclaimer out of the way, it's time to make room for a guest…
Buying an apartment here, renting apartment there
Cheques: a belgian solution to a belgian problem
Meal, sport- and culture, eco, gift and training vouchers are the types of vouchers or…
How much I spend during my first time in Italy
In my previous post I talked about how I spend my time in Italy. It…
How I spend my first time in Italy
As I posted earlier, I was on a holiday to Italy this past week. This…
Small break in Italy
You may or may not have noticed that I haven't posted anything in over a…
Ultra low Long-term interest rates: what this means
You've probably heard this word a few times in the news already, especially in lieu…
Quarterly Portfolio Report – Q2 2019
The second quarter of 2019 is coming to a close. It's been an interesting ride.…
Hotel room investments aren’t all-inclusive
On my journey towards my home, I'm doing more searching online and one of those…
Infographic: 2018 in review
I've brewing on this ever since December 2018. It needed another 2 months before I…
Frugal with a twist
Just like most people trying to achieve FIRE, I encounter the occasional jab regarding my…
Should I buy or rent my first home?
This was the first thing I asked myself. While most [Belgians] believe buying your own…
Why I don’t fly on a budget
June is here and the summer holidays are right around the corner, well, for most…
May dividends galore
May 2019 was the month of the Belgian and European elections, it was also the…
Should I sell in May and go away?
The adage ‘Sell in May and go away, but buyback (or come back) by St…
The good, the bad and the ugly of trade wars
I can already see you thinking "what the hell does a trade war have to…
First financial milestone of 2019 reached!
April has just come to pass. It’s the month where Spring is in full swing…
The Belgian tax return is coming
It's that time of the year again. Time to fill in my tax return and…
FIRE isn’t for everyone: a long climb out of poverty
Did you know that it can take you, on average, 4.5 generations before you go…
Starting my journey towards my own home
I turn 29 in four months which implicates my thirties are right around the corner.…
The uncommon sense of investing
Occasionally, I go out for drinks with some friends from my martial arts club. Sometimes…
Save money: 4 safety checks to shop safer online
There’s not much that is not for sale on the internet, but unfortunately, sometimes something…
Quarterly Portfolio Report – Q1 2019
A new quarter is over. It's almost the exact opposite of Q4 2018. All of…
Clear explanation on mutual funds by Two Cents
Again? Yep, sorry. Julia and Philip just do such an amazing job that I can't…
Forgive me for I have sinned
Ok, that is probably a tad bit overdramatic. Though it is correct. I didn’t follow my…
Featured on ING(.be)
I just got featured on ING(.be) [NL][FR]! They did a small interview with me a…
Snowboarding in the Austrian Alps
You might have noticed that I haven't posted anything new in about two weeks. The…
Two cents show on retirement
Julia and Philip, The hosts of the PBS Digital Studios show, Two Cents just released a…
MiFID II Simplified For You: How EU better protects Retail Investors
My top 4 investment mistakes (so far) and 4 more mistakes investors make
I screwed up, more than once. Ever since I'm allowed to hold an investment or…
What type of investor are you?
Book review: “The marvelous simplicity of index investing” by Jacques Wintermans
Thanks to a three week Christmas holiday I finally had the time to do some…
Sales aren’t always deals: 5 tips
Iin Belgium the shopping season is in full swing with the January sales month reaching…
Portfolio update: new savings account & stock purchases
We are only the second week of January and I can already give a major…
Remembering John Bogle: father of index investing
John C. “Jack” Bogle has just passed away at age 89 [1]. I write this post…
Poll of the month: Did you experience loss of income due to Corona?
While the market actually recovered relatively well (with the exception of certain markets) the real…
“And that’s our Two Cents!”
Meet Julia Lorenz-Olson and Philip Olson. The two lovely people presenting the PBS Digital Studios…
7 important lessons from Index Investing
The marvelous simplicity of Index investing by J. Wintermans (of which a book review will follow…
9 dividend-paying stocks I’ll buy in 2019
Dividend-paying stocks? As a Belgian? Am I going mad, paying 30% to get cash instead…
Milestones for 2019
2019 has finally arrived. And with a new year come new financial and personal targets.…
Happy 2019!
Even though I only started in September 2018, those last months of 2018 were very…
Quarterly Portfolio Report – Q4 2018
This past quarter just shows how fast things can change. In my first report, I…
Poor Flanders: Living below the poverty line
When I grow up I want to be able to go on a holiday It's…
Looking ahead: 2019 personal finance
This financial look ahead for 2019 idea originally comes from a post on Reddit by user u/firetheboss_eu.…
4 books to read during Christmas vacation
As I will not reach my book milestone this year, I figured I could at…
How size of ETFs (doesn’t) matter
In my article about PRIIPs, I briefly mentioned that the European alternatives to the now unavailable…
Book review: “How you get rich and stay rich” by Erica Verdegaal
It's been long overdue, my first book review. I originally planned to get this out…
How to Buy US ETF in Europe with PRIIPs ETF Regulation?
DeGiro Vs Lynx: popular quality brokers for retail investors
First (personal) milestone unlocked!
I figured this earned it's own post since I am quite happy about it and…
Cafeteria plan: improving wants & needs for your convencience
A cafeteria plan is an excellent way to streamline fringe benefits, also called employee benefits.…
A thrilling transfer to my actively managed portfolio
A cold breeze is passing through and Halloween is right around the corner. Yep, it's October.…
There is a disturbance in the market
October is shaping up to be one for the bears. This month seems to resemble…
Save money by spending money using rewards credit cards
Every month I get a satisfying overview of my credit cards. Satisfying? Yep! Every euro…
How I achieve a +80% Savings Rate and is it the Key to Financial Independence?
In an earlier post, I showed how I calculate my savings rate and how you…
The Most Important FIRE Ratio: FIRE Savings Rate
Quarterly Portfolio Report – Q3 2018
My first quarterly report, how exciting! I want to make this moment, end of September…
How traveling abroad saves me money and helps me see eye-to-eye
Saving money by traveling? Yes, it’s definitely possible. Though, It depends on whether you can…
Pros and cons of public transport for daily commute
Don't you just love public transport? I do, at least, most of the time. Although…
My remarkable budgeting ways to reach the illusive Financial Independence
Since this is the first post I should probably start from the beginning: budgeting. It's…