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Is prinicpal payment a saving or expense?

One major item is never present in every monthly savings rate report: my mortgage principal payment. Omitting this one item makes the difference between having 50% or 30%. So, am I cheating by leaving it out? Today I want to go over the details of my mortgage payment and give a clear answer to this question.
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Ditching Active Funds Account For New Competitive Interactive Brokers Account

After 6 years and 1 month or 2243 days, I finally ended it. I ditched my actively managed portfolio at Beobank. While the performance was decent, it was nowhere near as good as my own portfolio nor even the performance of the popular All-world tracker VWCE.
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Balancing want vs need: a practical case with plane tickets

One of the main ways to reach Financial Independence is to distinguish between what you need and what you want clearly. All amazing in theory, but there is a massive gap between this theory and reality, as my recent experience will demonstrate.
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Startling Extra Costs To Get A Better Turnkey Apartment

While we are crawling closer to the delivery date of our baby girl (27 May), there is another delivery that is causing more headaches: my heavily delayed turnkey apartment. Progress is being made of course, but at the current speed, I shouldn't expect a delivery sooner than March 2022. Given these delays, I was startled when I recently received a mail about the fit and finish of my delayed turnkey apartment. My shock continued when I saw the standard finish and how much they charge for extras.
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How to get started with (stock) investing

The markets run day and night, worldwide. Every second the prices change, driven by a never-ending stream of news and the millions of decisions of all kinds of investors.
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How The World’s Wealth Is Really Increasing

I'm sure it doesn't surprise you that we earn a lot more today than we…

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Decoding International Stock Market Investments

With the disclaimer out of the way, it's time to make room for a guest…

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First financial milestone of 2019 reached!

April has just come to pass. It’s the month where Spring is in full swing…

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You have reached the start of my fight towards FIRE.

The only way is up!

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