A benefit to having a newborn, especially ours that has issues sleeping during the day, is that we limit our adventures outside for the moment. We still order delivery ones a month (sushi in June) and go out for drives more, but that’s about it. Add holiday pay to the mix and you get a Savings Rate that goes above 60%!
Having a newborn in the house really makes it hard to find the time to write. Luckily I do still find it -albeit less for now- and I’m happy I can share another solid month of savings with you.
The May overview took way longer than expected thanks to the arrival of our little girl! When looking back at May, I originally thought this was going to be a difficult month in terms of Savings Rate due to the medical checks, but I forgot that the medical bills are a month behind so it’s actually June that gets the expensive ones. Additionally, the actual delivery is covered by my health insurance. So, how did May go in the end?
After writing up my Q1 report I realized my Cofinimmo investment isn’t really moving as much as it did pre-corona. This made me wonder: Are investments in office REITs (which Cofinimmo still kinda is) in these remote working times still a good idea? I looked into it and tried to figure it out.
As some of you might have noticed, I haven't published a new post in almost 2 weeks now. Why? Only one major reason: I just became a dad!
When my wife wants to receive from or transfer money to her family in her home country, it typically happens through Western Union as that is the most known way. But is it the best way? And if not, which European alternative is better? Wise (formerly known as TransferWise), Revolut or Monese?
Sickness, it’s not something most of us enjoy experiencing; But it’s something most of us will experience. While I have the luck of being generally in good health, getting sick just happens. Since we are still in a pandemic I thought it might be a good idea to answer 10 important questions for when you get sick (while working).
April was amazing! From both an income and expenses point of view, I achieved my best result in months. I continue the substantial savings I started in March in large part, thanks to my profit participation.
On the expenses side, my wife and I were finally able to limit our grocery bill a bit. The month changed right on time, though; on the 2nd of May, we are married one year, so that called for a celebration which of course means a higher food bill ;).
Do you feel the spring fever? There is a good chance that you feel the urge to start cleaning and scrubbing and remove all the clutter out of the house. Maybe now is also a good time to take a look at your personal finances. With these simple tips, your cleaning duties might also save you some money.
Q1 2021 ends much like last year’s Q1 ended in the middle of a pandemic. One full year of the corona pandemic; crazy to think a year ago, it all started.
Now with the first quarter of 2021 finished, it’s time to take another look at my portfolio and see how it faired during these challenging times. Did my portfolio continue to rocket to the moon, or did it orbit a bit and crash back down?
With a baby comes not only a new family member but also an extra mouth to feed for the next 20+ years as well as an extra person to dress. In other words, there are some extra costs involved. This is all part of the game, but what is sometimes forgotten is to generate some extra income for him or her.