In Belgium, the saying goes that a child costs you a house. AG Insurance and the Gezinsbond put a number on it: €264,310 over 25 years, or €917 per month when childcare and study costs are included. The Belgian median house price in Q3 2024 was €275,000. Headlines wrote themselves. VRT's Money Time podcast ran with it, and the Gezinsbond has been publishing versions of this research for years.
One major item is never present in every monthly savings rate report: my mortgage principal payment. Omitting this one item makes the difference between having 50% or 30%. So, am I cheating by leaving it out? Today I want to go over the details of my mortgage payment and give a clear answer to this question.
A question that comes back frequently with my readers and people, in general, is how they can save money on groceries. Food and water are essential to survive, so it's hard to imagine saving money on this. But it's possible! I will go over two big grocery stores (at the moment), Colruyt and Lidl, and compare a selection of their products.
With over 12 months of use with my crypto.com Visa debit card, I figured I’d share my experience with everyone.
For myself, this card has been an excellent addition to my credit cards. I improve my portfolio without doing anything thanks to the cashback this crypto card provides.