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Wallet With Euro Coins

My monthly Savings Rate report: March 2021

March turned out to be a good month for my Savings Rate.  While on the expenses side I spend a lot on the home and ownership part and again on food, I also received a nice extra on the income side thanks to evening deployments for work. I ended up doing a bit of work between 1 am and 3 am.

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Buying And Selling Second-hand Online In Belgium

With a baby on the way, there is a lot of clothes, furniture, and just “stuff” we have to get to properly prepare for her arrival in May. While this could be an endeavor that goes into the thousands of euros, there is a way to keep it manageable.

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Wallet With Euro Coins

My monthly Savings Rate report: February 2021

2021 really kicked into high gear this month. While we didn’t go on holiday due to Corona, we did make rather large expenses for something life-changing. I’m talking about the baby of course.
In February I made two large purchases for her arrival. We bought the stroller and the car seat. Especially the car seat is not something you want to save on. Next to that, there was also the second payment for our new bed. 3 big expenses means a very low Savings Rate. I was really close to my first negative month.

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Wallet With Euro Coins

My monthly Savings Rate report: January 2021

A new year, a new start of my monthly Savings Reports. Will this new start be a better one than last year or will it be barely positive like last year? time to dive into my January expenses and find out!
Unlike last year, we didn’t go on a holiday, so at least that big expense drops. Because of Corona we also didn’t visit family so gifts were limited as well. As for the income side of things, that was very good as well.

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Wallet With Euro Coins

My monthly Savings Rate report: December 2020

December, the month of Christmas and New Years’. Lots of celebrations meaning some bigger expenses. This wasn’t any different this year even with corona. We just did it on our own and just handed over the gifts outside. We went a little wild with food but my income was higher so it balanced things out a little bit.

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Wallet With Euro Coins

My monthly Savings Rate report: November 2020

This page can contain affiliate partner links to products that I purchased this month.

Another calm month. Both in terms of expenses and income. It will make for a rather concise monthly overview.
I am currently on-call again but because week 3 of my on-call is the first week of December, I will only get paid at the off the month so expect to see a bigger salary by the end of the year. For now, it’s my base salary.

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Wallet With Euro Coins

My monthly Savings Rate report: October 2020

This page can contain affiliate partner links to products that I purchased this month.

Nothing happened! A strange thing to be excited about, right? Well, after quite some busy months, it’s a nice change of pace I’d say.
Though it’s not really true if I’m honest. I took up three weeks of on-call at work resulting in a nice bump in salary this month. So my statement really only applies to my expenses.

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Wallet With Euro Coins

My monthly Savings Rate report: August 2020

August was a bit more expensive than expected. Mainly because the summer sales got moved to this month. I tried my best not to fall for the tricks they try to apply every year and I think I succeeded very well. But even then, I did buy a few things I needed.
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Having Savings Is Important To Protect Your Wellbeing

Money can’t buy happiness but saving it might cheer you up

There is a famous saying that money can’t buy you happiness. That may be true, but having money sure can help in gaining happiness. If there is one thing that the corona pandemic has shown us, is that saving for a rainy day isn’t such a bad idea. It can prevent a lot of unhappiness.

It is also no secret how we feel about ourselves and the world, in general, is connected to how much money we have, and savings play a big part in that.

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