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Quarterly Portfolio Report - Growing Stack Of Coins

Quarterly Portfolio Report – Q3 2020

USD rate used: 1 USD = 0.85315 EUR

-0EUR
Total portfolio worth (all in)
+0EUR
Total portfolio worth (Savings & Effects)
The third quarter is already more than 2 weeks behind us but due to an increasing workload and my Spanish classes, I wasn’t able to get to my quarterly report. Luckily I found some time so let us jump right into it!

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Wallet With Euro Coins

My monthly Savings Rate report: August 2020

August was a bit more expensive than expected. Mainly because the summer sales got moved to this month. I tried my best not to fall for the tricks they try to apply every year and I think I succeeded very well. But even then, I did buy a few things I needed.
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Fuzhou Cityscape

JAT: China’s FAANGs

the US has FANG (Facebook, Amazon, Netflix, and Google(Alphabet). China has JAT (JD.com, Alibaba, and Tencent). These Chinese Internet stocks are benefiting from an extra dynamic, got trashed just as well, and recover just as much.
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Having Savings Is Important To Protect Your Wellbeing

Money can’t buy happiness but saving helps

There is a famous saying that money can’t buy you happiness. That may be true, but having money sure can help in gaining happiness. If there is one thing that the corona pandemic has shown us, is that saving for a rainy day isn’t such a bad idea. It can prevent a lot of unhappiness.

It is also no secret how we feel about ourselves and the world, in general, is connected to how much money we have, and savings play a big part in that.

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Wallet With Euro Coins

My monthly Savings Rate report: July 2020

If I had to describe July in one month it would be 'fun'. Bit of a weird thing to say during a pandemic, no? Thanks to a couple of trips and celebrating my wife's graduation from her Master (yeaaaah! well done!) we were able to forget the return of the coronavirus.
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Quarterly Portfolio Report - Growing Stack Of Coins

Quarterly Portfolio Report – Q2 2020

USD rate used: 1 USD = 0.885514 EUR

-0EUR
Total portfolio worth (all in)
+0EUR
Total portfolio worth (Savings & Effects)

Quarter two was just as much of a thrill ride as Q1, but in reverse. We went from a bear market to new highs in a matter of weeks instead of months or years. The question is though, is this move sustainable? For the moment the sharp recovery results in an excellent recovery of my portfolio across the board.

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Wallet With Euro Coins

My monthly Savings Rate report: June 2020

After a live-changing May, June was a lot less crazy. That is not to say that nothing happened in June. I actually invested quite a bit in the site. These investments made my SR drop but thanks to my holiday pay, I was able to keep the damage to a minimum.
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My Beligan Payslip Explained

Paying too much taxes? My Belgian pay slip explained

In 2020 Belgium is still the country with the highest average income tax and tax wedge in the world (OECD, 2020a). I’m willing to bet Americans’ blood would boil seeing my payslip at the end of the month. 52.2% of what my employer pays for me ends up in the hands of the government. For comparison, the tax wedge for a single with no kids in the US is 29.8% (OECD, 2020b). So where do these taxes come from?

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Working In A Bakery

Side hustling in Belgium: 6 jobs providing additional income

In recent years, the Belgian government made it easier to make an extra income through a side hustle. In 2015 it introduced a new form of unlimited untaxed income albeit with stringent measures: Flexi-jobs. Later, in 2018, it introduced another form of untaxed income with a limit of 6,340 EUR. It is this last form that the Constitutional Court has annulled. But what does this mean for people that want to still earn something extra?

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