skip to Main Content
Wallet With Euro Coins

My monthly Savings Rate report: October 2020

This page can contain affiliate partner links to products that I purchased this month.

Nothing happened! A strange thing to be excited about, right? Well, after quite some busy months, it’s a nice change of pace I’d say.
Though it’s not really true if I’m honest. I took up three weeks of on-call at work resulting in a nice bump in salary this month. So my statement really only applies to my expenses.

Read More
Wallet With Euro Coins

My monthly Savings Rate report: August 2020

August was a bit more expensive than expected. Mainly because the summer sales got moved to this month. I tried my best not to fall for the tricks they try to apply every year and I think I succeeded very well. But even then, I did buy a few things I needed.
Read More
Having Savings Is Important To Protect Your Wellbeing

Money can’t buy happiness but saving might cheer you up

There is a famous saying that money can’t buy you happiness. That may be true, but having money sure can help in gaining happiness. If there is one thing that the corona pandemic has shown us, is that saving for a rainy day isn’t such a bad idea. It can prevent a lot of unhappiness.

It is also no secret how we feel about ourselves and the world, in general, is connected to how much money we have, and savings play a big part in that.

Read More
Wallet With Euro Coins

My monthly Savings Rate report: July 2020

If I had to describe July in one month it would be 'fun'. Bit of a weird thing to say during a pandemic, no? Thanks to a couple of trips and celebrating my wife's graduation from her Master (yeaaaah! well done!) we were able to forget the return of the coronavirus.
Read More
Wallet With Euro Coins

My monthly Savings Rate report: June 2020

After a live-changing May, June was a lot less crazy. That is not to say that nothing happened in June. I actually invested quite a bit in the site. These investments made my SR drop but thanks to my holiday pay, I was able to keep the damage to a minimum.
Read More
Wallet With Euro Coins

My monthly Savings Rate report: May 2020

As eluded to last month, May was a life-changing month. I even received a little surprise windfall at the end thanks to my grandmother's inheritance. With all of the preparations done in April, May was relatively calm in terms of expenses. This further improved my Savings Rate and pushed it to an all-time high. 
Read More
Falling Money

Managing a small windfall: my grandmother’s inheritance

2nd May was a day I will never forget. I married the love of my life. Eventhough this was during the Coronavirus pandemic and we were in lockdown resulting in not having any witnesses, we were still able to make it our own and have a day that we will remember fondly. Unfortunately, a week prior, I experienced something I won’t forget either, the passing of my grandmother. This was a sad moment but my heart skipped a beat on Friday seeing a small windfall on my account.

Read More
Managing Budget With YNAB On A Laptop

YNAB vs nYNAB vs Excel: best budgeting tools compared

The aptly named budgeting tool YNAB, short for You Need A Budget, stopped supporting their legacy tool YNAB4 as of 31 October 2019. I’ve been an avid user of the tool for over 7 years, but, because of the end of their extended support, I’ve been meaning to see if a change is needed. As a result of the end of support, I decided to see if I should move away from it completely or stay. It took up till now since I wasn’t sure what to do. Move to the new YNAB, and pay a subscription fee -the horror!- or move to good old Excel spreadsheet.

Read More
Wallet With Euro Coins

My monthly Savings Rate report: April 2020

April was the prelude to a life-changing May. Quite a few preparations were made in April for a big moment in May so it's only a given that some money was spent. Add to that the higher grocery expenses due to the corona measures and you can already guess that April wasn't a cheap month. Luckily I received my profit participation which prevented me from going negative.
Read More
Back To Top
×Close search
Search