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ECB Headquarters In Frankfurt

Ultra low Long-term interest rates: what this means

You’ve probably heard this word a few times in the news already, especially in lieu of the financial crisis and later the euro crisis. It probably also came up recently because it went below zero in your country as it did in mine not too long ago. I’m of course talking about long-term interest rate and their low (even negative) level.

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The Bitterness Of Poor Quality Remains Long After The Sweetness Of Low Price Is Forgotten

Frugal with a twist

Just like most people trying to achieve FIRE, I encounter the occasional jab regarding my way of living or at least how “I’m being cheap”.
I just don’t like throwing my money through the window every day and if I can save money by being more mindful I will do, i.e., being frugal.

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Banknotes And Coins On A Table With An Hourglass

The most important ratio in FIRE: Savings Rate

Savings Rate (SR), it’s probably one, if not the, most important concept you must understand when you try to reach Financial Independence and Retire Early. It’s also the perfect place to start if you are wondering how to get into FIRE.

When it comes to SR, it’s possible you stumbled upon my blog while Googling it and are a FIRE-veteran that only needs a reminder Maybe that is not you though and it’s your first time reading about this weird beast called “Savings Rate”. Either way, the following should be a good read.

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