- 1.Quarterly Portfolio Report – Q3 2018
- 2.Quarterly Portfolio Report – Q4 2018
- 3.Quarterly Portfolio Report – Q1 2019
- 4.Quarterly Portfolio Report – Q2 2019
- 5.Quarterly Portfolio Report – Q3 2019
- 6.Quarterly Portfolio Report – Q4 2019
- 7.Quarterly Portfolio Report – Q1 2020
- 8.Quarterly Portfolio Report – Q2 2020
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Not only my portfolios took a hit. In this first quarter, my Savings Rate got trashed just as hard. One thing saved this quarter. Thanks to a windfall in the form of a tax deduction, I reached 87% in March. Together with my first two Savings Rates, I’m at an average of 44.32%.
My net worth could have taken less of a beating if I used all of tax money, but to play it save I left a good chunk on my checking account for later use. It’s why you won’t see it anywhere in this overview and only in my SR.
Besides the tax deduction, I received 100k EUR for the apartment. It’s already transferred to the notary since the sales agreement stipulated this was needed before I could sign.
Balance sheet? Creating a clearer picture
This inheritance and the apartment would skew my overview, so I did the following. One figure (ALL) includes the inheritance and the value of the apartment, my portfolios, and my savings accounts. The other (Savings & Effects) is without the apartment and just my investment portfolios and savings accounts. As a result, you will see my net worth take a huge drop.
In the overview below, you see this in table form. I’ll probably adjust my portfolio view later, but for now, this will do. This split gives the extra perverse effect that my total worth declined by an extra 25,625 EUR -next to the loss incurred by the market- or the amount I already put in the apartment myself, but yeah, it’s just on paper and I’m not a bookkeeper so this is what I could come up. Do enlighten me if you know a better way of handling this. Maybe a balance sheet?
|Quarter||Savings & Effects (€)||All (€)||QoQ S&E % (€)||QoQ ALL % (€)|
Personal portfolio overview
The recovery of last quarter was completely undone, and then some. My personal portfolio is now at -8.512%. This decrease is due to a deposit of 7,500 EUR. It brings my total invested capital to 32,500 EUR for my personal portfolio.
While I only have 32,500 EUR of my own money invested, my actual investment in the market is 39,252 EUR. This value comes from the margin I’m using which is worth |6,149.63 EUR|.
At the moment my portfolio is worth 35,883.30 EUR incl. this margin. So deducting that margin, my actual net result is in fact 29,733.68 EUR.
Coming from 29,361.55 EUR this is a theoretical increase of 1.267%.
|Symbol||Description||Sector||Quantity||Close Price||Cost Basis||Current Value||(Un)realized Profit/Loss||% Gain/Loss|
|SXR1||ISHARES CORE MSCI PACIF X-JP ETF||Broad||15||105.50||1,870.30||1,582.50||-287.80||-15.388|
|DX2J||X MSCI EUROPE SMALL CAP ETF||Broad||50||33.79||1,766.06||1,689.50||-76.56||-4.335|
|CSSX5E||ISHARES CORE EURO STOXX 50 ETF||Broad||10||87.31||1,091.29||873.10||-218.19||-19.993|
|HOMI||HOME INVEST BELGIUM||Financials||8||108.50||702.83||868.00||165.17||23.500|
|IUS3||ISHARES S&P SMALL CAP 600||Broad||100||39.66||5,369.04||3,966.00||-1,403.05||-26.132|
|RBOT||ISHARES AUTOMATION&ROBOTIC-A ETF||Broad||290||5.80||1,766.17||1,682.00||-84.17||-4.766|
|SBIO||INVESCO NASDAQ BIOTECH ETF||Broad||30||31.09||923.30||932.55||9.25||1.001|
|SPYD||SPDR US dividend aristocrats||Broad||43||39.45||2,042.13||1,696.57||–345.56||-16.92|
|SXR8||Ishares Core S&P500 UCITS||Broad||20||230.83||4,856.99||4,616.60||-240.39||-4.949|