Having gone through the process of buying my own home I wanted to share all the costs that came with this crazy adventure. There are a lot of costs associated with getting your first home, whether it's a house or apartment. I was quite honestly a little surprised by all the paperwork and meetings that come with it. This overview should cover the majority of costs, both recurring and one-time for both the notary and the bank.
Until a couple of weeks ago, the markets stayed unphased by the ever-expanding coronacrisis. Forward three weeks and the markets caught a serious fever. You got to wonder: with steep a decline as we saw these past two weeks, is it time to go in a bit more and “buy the dip” during this coronavirus crisis and are we heading for recession version 2020?
Unavoidable in the search for my place in the search for the best mortgage. Trying to find the best mortgage in Belgium typically means going to different banks to get the lowest rate possible while figuring out which type of rate to get (fixed or variable).
What a crazy week it was! I moved into my own place together with my girlfriend and her mother came over to visit.
For a week, I drove around Belgium and The Netherlands to help them discover this little corner of the world. All while trying to get stuff from Ikea and moving the last things.
It’s been a tumultuous two weeks. As you know I’ve been searching for my first home. I started that search 4 months ago and the original plan was to move in once I found the perfect fit. While I originally intended to take more time, I recently made two major decisions that turned my slow approach into a rapid one.
Hotel investment: an alternative investment opportunity?
On my journey towards my home, I’m doing more searching online and one of those search sessions resulted in having a talk with an “investment advisor” of a realtor specialized in hotel investments. I will start by kicking in an open door: I didn’t take the offer.
To buy or to rent, that is the question
This was the first thing I asked myself. While most [Belgians] believe buying your own home is the best way to go (but not all, more on that later), I wanted to keep an open mind, so instead of just assuming buying was the best for me, I tried to find out how it really was for my situation.
I turn 29 in four months which implicates my thirties are right around the corner. Closing in on my third decade on this spheroid made me think about my current lifestyle. Though to be fair, it’s also getting a girlfriend that made me think about my next goals in life.
Every month I get a satisfying overview of my credit cards. Satisfying? Yep! Every euro I spend using my cards gives me a reward. I have two, both having a different reward.