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Wallet With Euro Coins

My monthly Savings Rate report: December 2020

December, the month of Christmas and New Years’. Lots of celebrations meaning some bigger expenses. This wasn’t any different this year even with corona. We just did it on our own and just handed over the gifts outside. We went a little wild with food but my income was higher so it balanced things out a little bit.

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Wallet With Euro Coins

My monthly Savings Rate report: November 2020

This page can contain affiliate partner links to products that I purchased this month.

Another calm month. Both in terms of expenses and income. It will make for a rather concise monthly overview.
I am currently on-call again but because week 3 of my on-call is the first week of December, I will only get paid at the off the month so expect to see a bigger salary by the end of the year. For now, it’s my base salary.

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Wallet With Euro Coins

My monthly Savings Rate report: October 2020

This page can contain affiliate partner links to products that I purchased this month.

Nothing happened! A strange thing to be excited about, right? Well, after quite some busy months, it’s a nice change of pace I’d say.
Though it’s not really true if I’m honest. I took up three weeks of on-call at work resulting in a nice bump in salary this month. So my statement really only applies to my expenses.

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Wallet With Euro Coins

My monthly Savings Rate report: August 2020

August was a bit more expensive than expected. Mainly because the summer sales got moved to this month. I tried my best not to fall for the tricks they try to apply every year and I think I succeeded very well. But even then, I did buy a few things I needed.
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Wallet With Euro Coins

My monthly Savings Rate report: July 2020

If I had to describe July in one month it would be 'fun'. Bit of a weird thing to say during a pandemic, no? Thanks to a couple of trips and celebrating my wife's graduation from her Master (yeaaaah! well done!) we were able to forget the return of the coronavirus.
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Wallet With Euro Coins

My monthly Savings Rate report: June 2020

After a live-changing May, June was a lot less crazy. That is not to say that nothing happened in June. I actually invested quite a bit in the site. These investments made my SR drop but thanks to my holiday pay, I was able to keep the damage to a minimum.
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Wallet With Euro Coins

My monthly Savings Rate report: May 2020

As eluded to last month, May was a life-changing month. I even received a little surprise windfall at the end thanks to my grandmother's inheritance. With all of the preparations done in April, May was relatively calm in terms of expenses. This further improved my Savings Rate and pushed it to an all-time high. 
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Managing Budget With YNAB On A Laptop

YNAB Vs nYNAB Vs Excel: Helpful Budgeting Tools Compared

Disclaimer: This post contains a referral code to YNAB.

The aptly named budgeting tool YNAB, short for You Need A Budget, stopped supporting their legacy tool YNAB4 as of 31 October 2019. I’ve been an avid user of the tool for over 7 years, but, because of the end of their extended support, I’ve been meaning to see if a change is needed. As a result of the end of support, I decided to see if I should move away from it completely or stay. It took up till now since I wasn’t sure what to do. Move to the new YNAB (aka nYNAB), and pay a subscription fee -the horror!- or move to a good old Excel spreadsheet?

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