income Archives - Page 2 of 3

My monthly Savings Rate report: May 2020

As eluded to last month, May was a life-changing month. I even received a little surprise windfall at the end thanks to my grandmother's inheritance. With all of the preparations done in April, May was relatively calm in terms of expenses. This further improved my Savings Rate and pushed it to an all-time high.

YNAB Vs nYNAB Vs Excel: Helpful Budgeting Tools Compared

Disclaimer: This post contains a referral code to YNAB.

The aptly named budgeting tool YNAB, short for You Need A Budget, stopped supporting their legacy tool YNAB4 as of 31 October 2019. I’ve been an avid user of the tool for over 7 years, but, because of the end of their extended support, I’ve been meaning to see if a change is needed. As a result of the end of support, I decided to see if I should move away from it completely or stay. It took up till now since I wasn’t sure what to do. Move to the new YNAB (aka nYNAB), and pay a subscription fee -the horror!- or move to a good old Excel spreadsheet?

My monthly Savings Rate report: April 2020

April was the prelude to a life-changing May. Quite a few preparations were made in April for a big moment in May so it's only a given that some money was spent. Add to that the higher grocery expenses due to the corona measures and you can already guess that April wasn't a cheap month. Luckily I received my profit participation which prevented me from going negative.

My monthly Savings Rate report: March 2020

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February Savings Rate

Well, this was an interesting month for obvious reasons. The Coronavirus took a hold of the world this month after it caused a lockdown in China. It’s not exaggerated to say the coronavirus has the world in its grip. The upside to this for me personally is that it means I barely made any expenses besides groceries. I did make one large purchase after receiving a tax deduction on my apartment.

My monthly Savings Rate report: February 2020

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February Savings Rate

This February update is finally a lighter one. The start is the end of my trip to my fiancee’s home country. After this, things have remained relatively calm beside the occasional date night. We saw “Little Women” for example. Unfortunately, my Savings Rate still isn’t above 50%.

My monthly Savings Rate report: January 2020

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January Savings Rate

January update comes after a fun but tiring month. It started where December ended, in Istanbul. It then ended in yet another country: my girlfriend’s home.

How I will increase my income by 500 EUR

I’ve been struggling with getting extra income for years. Initially, I expected my investments to cover my expenses, but this turned out to be a lot more difficult than expected, at least in the short term. So what did I do? A Flexi-job!

Looking ahead: 2020 personal finance

My second financial look ahead, this time for the year 2020, has the same idea as the last one. I want to share my expectations for this year and use this as the Kickstarter to create my targets or milestones.

My monthly Savings Rate report: December 2019

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December Savings Rate

Apologies for the late update. I was enjoying the transition from old to new in a different country 😉 (more on that on that later). December was a busy and expensive month.

My monthly Savings Rate report: November 2019

The last month of the year is upon us. With the winter holidays approaching fast it's also the time to look at what I'm…