Would you consider those that invest in stocks to be out of their mind? Investors provide companies with important funding, but don’t get any guaranty in return. There is no guaranty on profit, and if things go south, investors can lose all of their cash. This is the primary reason stocks are considered risk capital.
If there is one thing I’ve learned in 2020, then it’s that you can find a lot of useful financial info on Youtube. Not that you should follow any self-proclaimed finance guru you come across, but there are at least 6 gems out there between all the grey, bland rocks, that are worth your precious time.
For those looking to invest for the first time, it’s important to first look at what happens if you put your money in a regular savings account. A lot of people do this in fear of losing all their money. However, due to Inflation, most of the interest you earn is lost.
Whenever you request guidance on how to invest to reach FIRE, you will often receive the comment you should invest in Emerging Markets e.g. through IWDA + EMIM. But should you?
We use it every day for a wide variety of purposes. It’s used for drinking, washing, rinsing, showering, etc. A lot of it is consumed for food and other goods, some of which require it in vast quantities. In short, we cannot do without it. I’m talking about water of course. But should you invest in it?
2nd May was a day I will never forget. I married the love of my life. Eventhough this was during the Coronavirus pandemic and we were in lockdown resulting in not having any witnesses, we were still able to make it our own and have a day that we will remember fondly. Unfortunately, a week prior, I experienced something I won’t forget either, the passing of my grandmother. This was a sad moment but my heart skipped a beat on Friday seeing a small windfall on my account.
More and more thematic funds are being released on us: from agriculture to solar energy. It’s won’t help you keep a simple portfolio, but if you are interested in dabling in other areas than a region-based portfolio and don’t mind doing some futurology -yes that’s a thing- I’d like to go over a few interesting options.
ESG and SRI are two acronyms used for ethical investing. Thanks to the recent surge in ethical investing the Belgian bank NewB found enough investors to get all the funds to receive a banking license. This makes them the first bank focusing mainly on ethical investing and banking. What started as an idea in the aftermath of the financial crisis to change banking forever, much as the crisis did, is now a bank with a license. Ethical investing is taking off!
While cryptocurrencies have fallen out of grace with the mainstream, they are far from dead. The hype has died down quite a lot, but that doesn’t mean they aren’t being traded anymore. Now might even be a good time to talk about it, with no bias or hype, in the eleventh year since it’s creation.