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The below portfolio was updated on: 1 January 2019

USD rate used: 1 USD = 0.87386 EUR

Total portfolio worth
Quarter Amount (€) QoQ (%) QoQ (€)
2018Q3 50,251.59
2018Q4 56,811.63 +13.05 +6,560.04

All my efforts in one page. I provide a comprehensive overview of my current state of affairs. The following investment overview can be found:

Personal portfolio overview

Here you have a more detailed overview of my various positions.

Please note that all the numbers below are in their respective currency. When I recalculate dollar to euro I use the above-mentioned exchange rate.

My portfolio also holds 58.87 EUR cash.

EUR stocks

SymbolDescriptionSectorQuantityClose priceCost basisValueUnrealized profit% Gain
CEUSISHARES MSCI EMU SML-C ACC ETFBroad3167.46606.78502.38-104.40-17.21
CPXJISHARES CORE MSCI PACIF X-JP ETFBroad10115.881173.471158.80-14.67-1.25
CSX5ISHARES CORE EURO STOXX 50 ETFBroad393.45311.57280.35-31.22-10.02
DX2JdX MSCI EUROPE SMALL CAP ETFBroad2036.62861.99732.40-129.59-15.03
HOMIHOME INVEST BELGIUMFinancials891.60702.83732.8029.974.26
IUS3ISHARES S&P SMALL CAP 600Broad848.66456.14389.32-66.82-14.65
KINKINEPOLISConsumer Cyclicals1047.85580.00478.50-101.50-17.50
RBOTISHARES AUTOMATION&ROBOTIC-A ETFBroad1575.371014.48843.40-171.08-16.86
SBIOINVESCO NASDAQ BIOTECH ETFBroad3026.60923.30798.00-125.30-13.57
UBIUBISOFT ENTERTAINMENTTechnology1169.76990.41767.36-223.05-22.52

USD stocks

The below table contains my stocks denominated in USD. Since the currency rate fluctuates daily, it impacts the total portfolio wealth counter.
To keep it simple I will use the rate applicable at the time of writing every quarter (give or take a day). You can find the rate used at the top of this page.

SymbolDescriptionSectorQuantityClose priceCost basisValueUnrealized profit% Gain
BABAAlibaba Group HoldingCommunications5139.09832.89695.45-137.44-16.50
CSKRISHARES MSCI KOREA USD ACCBroad5138.82887.58694.10-193.48-21.80
IBBISHARES NASDAQ BIOTECHNOLOGYBroad594.84518.34474.20-44.14-8.51
IEMAISHARES MSCI Emerging Markets ACCBroad2830.771030.58861.56-169.02-16.40
NVDANVIDIA CORPTechnology4133.65803.81534.60-269.21-33.49

Detailed view of shares

Shares divided by type based on the initial cost basis and using the mentioned dollar exchange rate:

  • ETF: 7,476.89 EUR
  • Regular: 5,104.33 EUR

For a total of 12,581.22 EUR.

  • CEUS
  • CPXJ
  • CSX5
  • DX2Jd
  • IUS3
  • RBOT
  • SBIO
  • CSKR
  • IBB
  • IEMA
  • BABA
  • COFB
  • HOMI
  • KIN
  • SOF
  • UBI
  • NVDA

Actively managed portfolio

Besides managing a portfolio myself. I also “outsource” a position to a smaller European financial institution.

Nr.Inception dateDescriptionClose priceCost basisUnrealized profit% Gain(/loss)
1September 2016Actively managed portfolio19,439.4520,000-560.55-2.80

Pension fund

The Belgian government incentivizes people to have their own pension plan using a tax deduction of 30%.
I take advantage of this by depositing the maximum allowed (indexed) amount to receive this 30% discount. For 2018 the total amount was set at 960 EUR.

Nr.Inception dateDescriptionSectorClose priceCost basisUnrealized profit% gain
1 September 2013Dynamic pension savings fundBroad5685.155817.35-132.20-2.28

Alternative investments

I have one foreign exchange (forex) account that is actively managed by a third party.
The account is with the boutique broker MT.COOK (who requires a min. of 5,000 USD initial deposit to trade with).

Nr.Inception DateDescriptionClose balancestarting balance% gain(/loss)
1January 2016Actively managed forex account4431.2013825.15-67.95

This account is very small due to the extremely speculative nature of this type of “investment”. I have a Coinbase account for my cryptocurrency investments.

Nr.Inception dateCoinCost baseCurrent value% gain(/loss)
1March 2018Bitcoin123.0954.40-55.80
2March 2018Litecoin357.0654.80-84.65

Savings accounts

Finally, I have two “high” interest savings accounts.
The first one is limited to a max deposit of 750 EUR/month. since I already saved a decent amount (roughly 6 times my monthly net salary) I’m not depositing the max amount. The money in the limited deposit account will be used for purchases further down the line.
The second regular savings account is my emergency fund. When I say “emergency” I do mean emergency. It will only be touched if I lose my job, can’t fall back on family, etc.

Nr.Inception dateDescriptionDepositsCurrent value% gainInterest rate
1July 2018Regulated limited high(er) interest savings account2,0002,00000.20% (base rate) + 1% (fidelity premium)
2January 2013Regulated high savings account13,218.6714,076.716.490.01 % (base rate) + 0.35 % (fidelity premium)
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