The portfolio

All my efforts in one page. I provide a comprehensive overview of my current state of affairs. The following investment overview can be found:

• Personally managed
  • ETFs
  • Regular stocks
  • Dividend
• Actively managed
• Pension fund
• Alternative investments
  • cryptocurrencies
  • Foreign exchange
• Savings accounts
  • Limited deposit savings account
  • “High” interest savings account

Here you have a more detailed overview of my various positions.

Please note that all the numbers below are in their respective currency. When I recalculate dollar to euro I use the above-mentioned exchange rate.

My portfolio also holds 58.87 EUR cash.

The below table contains my stocks denominated in USD. Since the currency rate fluctuates daily, it impacts the total portfolio wealth counter.
To keep it simple I will use the rate applicable at the time of writing every quarter (give or take a day). You can find the rate used at the top of this page.

Shares divided by type based on the initial cost basis and using the mentioned dollar exchange rate:

• ETF: 7,476.89 EUR
• Regular: 5,104.33 EUR

For a total of 12,581.22 EUR.

Besides managing a portfolio myself. I also “outsource” a position to a smaller European financial institution.

The Belgian government incentivizes people to have their own pension plan using a tax deduction of 30%.
I take advantage of this by depositing the maximum allowed (indexed) amount to receive this 30% discount. For 2018 the total amount was set at 960 EUR.

Finally, I have two “high” interest savings accounts.
The first one is limited to a max deposit of 750 EUR/month. since I already saved a decent amount (roughly 6 times my monthly net salary) I’m not depositing the max amount. The money in the limited deposit account will be used for purchases further down the line.
The second regular savings account is my emergency fund. When I say “emergency” I do mean emergency. It will only be touched if I lose my job, can’t fall back on family, etc.