Road to home ownership Archives

My mortgage: an interesting experience

Last Updated on February 8, 2022 by Mr. FightToFIRE

Unavoidable in the search for my place in the search for the best mortgage. Trying to find the best mortgage in Belgium typically means going to different banks to get the lowest rate possible while figuring out which type of rate to get (fixed or variable).

Apartment progress: 5%

Last Updated on September 21, 2020 by Mr. FightToFIRE

It has started! The first patches of dirt have been moved. Coinciding with the start of the construction I also signed the notary documents. A while ago I found a great mortgage deal that now got officialized at the notary.

How one tax deduction reduced my apartment cost by 17K

Last Updated on March 16, 2022 by Mr. FightToFIRE

Something interesting happened about a week ago. As you might have read –on my twitter feed or on the blog– I signed the deed of the mortgage and apartment. As a result I’m official the owner the apartment and the land the building is build on; Partially when it comes to the land. What I hadn’t mentioned was that I got a 16,575 EUR tax deduction!

Coronavirus impact on my new apartment

Last Updated on May 22, 2020 by Mr. FightToFIRE

Because of lockdown and social distancing rules, many constructions sites have come to a halt. Just like my newly bought, yet to be completed apartment. I mailed my contractor to see what the impact will be for the Brussel’s apartment. I’m still waiting for a responses, but I expect something like: “we’re doing our utmost best to limit the impact but ”a small” delay is possible”.

6 reasons why you should(n’t) get a turnkey apartment

Last Updated on July 6, 2021 by Mr. FightToFIRE

If you would have told me 2 years ago I was going to get a turnkey home, I’d have a good laugh and move on. In my mind, I had already worked out that I wanted my house to be build from scratch or at least heavily renovated to modern standards. Boy, was I wrong…