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My monthly Savings Rate report: May 2021

The May overview took way longer than expected thanks to the arrival of our little girl! When looking back at May, I originally thought this was going to be a difficult month in terms of Savings Rate due to the medical checks, but I forgot that the medical bills are a month behind so it’s actually June that gets the expensive ones. Additionally, the actual delivery is covered by my health insurance. So, how did May go in the end?

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My monthly Savings Rate report: April 2021

April was amazing! From both an income and expenses point of view, I achieved my best result in months. I continue the substantial savings I started in March in large part, thanks to my profit participation.
On the expenses side, my wife and I were finally able to limit our grocery bill a bit. The month changed right on time, though; on the 2nd of May, we are married one year, so that called for a celebration which of course means a higher food bill ;).

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Financial planning for our baby

With a baby comes not only a new family member but also an extra mouth to feed for the next 20+ years as well as an extra person to dress. In other words, there are some extra costs involved. This is all part of the game, but what is sometimes forgotten is to generate some extra income for him or her.

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My monthly Savings Rate report: March 2021

March turned out to be a good month for my Savings Rate.  While on the expenses side I spend a lot on the home and ownership part and again on food, I also received a nice extra on the income side thanks to evening deployments for work. I ended up doing a bit of work between 1 am and 3 am.

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Buying And Selling Secondhand Online In Belgium

Having an extra family member means more stuff to get such as clothes and furniture to give her a proper home. While this could be an endeavor that goes into the thousands of euros, there is a way to keep it manageable: secondhand!
Here is how we bought and sold our stuff online, not only for the baby but also the microwave or washing machine we didn’t need anymore after moving into my grandmother’s house.

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