A question that comes back frequently with my readers and people, in general, is how they can save money on groceries. Food and water are essential to survive, so it's hard to imagine saving money on this. But it's possible! I will go over two big grocery stores (at the moment), Colruyt and Lidl, and compare a selection of their products.
Balancing want vs need: a practical case with plane tickets
My monthly Savings Rate report: December 2020
0%
December, the month of Christmas and New Years’. Lots of celebrations meaning some bigger expenses. This wasn’t any different this year even with corona. We just did it on our own and just handed over the gifts outside. We went a little wild with food but my income was higher so it balanced things out a little bit.
My monthly Savings Rate report: November 2020
0%
Another calm month. Both in terms of expenses and income. It will make for a rather concise monthly overview.
I am currently on-call again but because week 3 of my on-call is the first week of December, I will only get paid at the off the month so expect to see a bigger salary by the end of the year. For now, it’s my base salary.
My monthly Savings Rate report: October 2020
0%
Though it’s not really true if I’m honest. I took up three weeks of on-call at work resulting in a nice bump in salary this month. So my statement really only applies to my expenses.