The Three Bills That Blindsided Me as a Belgian Freelancer
The INASTI catch-up, the month you get sick, and the tax timing gap. Three bills every new Belgian freelancer meets eventually. This is what they actually feel like when they arrive.
Anything revolving around my investments, how I make these investments, or how I make my investment choices fall under this category. It encompasses everything related to stocks, cryptocurrencies, real estate, or forex.
The INASTI catch-up, the month you get sick, and the tax timing gap. Three bills every new Belgian freelancer meets eventually. This is what they actually feel like when they arrive.
*Looks at last portfolio report, sees Q4 2021* Oops, a lot has changed since then... The last time I published a proper portfolio update, we were still talking about Covid, I was still an employee, the renovation hadn't started, and my daughter was a few months old. That was late 2021. It is now June 2026.
I received an interesting newsletter recently from a(n) (online) bank I'm a customer with. According to a Febelfin survey of 1000 young people between 16 and 30 years old, it appears that over 1/5th of them started investing, including a quarter of them during the corona crisis.
This post was originally published in September 2020. The core logic of garage box investing still holds, but a lot has changed since then: registration duties, the EV revolution, mobility policy, and the interest rate environment all look different in 2026. I’ve rewritten this from scratch using current, sourced data.
I’d already been comparing Belgian GVVs myself for some time, using my own overview of share prices, dividends and a few key figures side…