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Apartment progress: 30%; finally above ground!

Delays are normal in life. A train that’s delayed because the machinist overslept, bad weather causing you to get stuck in traffic and arrive late at work.
A lot of them are due to circumstance and you can’t do much about them. However, my apartment that only now has reached ground level clearly didn’t just have delays due to Force Majeure from Corona.

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Startling Extra Costs To Get A Better Turnkey Apartment

While we are crawling closer to the delivery date of our baby girl (27 May), there is another delivery that is causing more headaches: my heavily delayed turnkey apartment.
Progress is being made of course, but at the current speed, I shouldn’t expect a delivery sooner than March 2022. Given these delays, I was startled when I recently received a mail about the fit and finish of my delayed turnkey apartment. My shock continued when I saw the standard finish and how much they charge for extras.

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Quarterly Portfolio Report - Growing Stack Of Coins

Quarterly Portfolio Report – Q4 2020

Total portfolio worth (all in)
Total portfolio worth (Savings & Effects)
Here we are, at yet another year-end. This is the third time I close my portfolio; and how! What a ride. Corona had a huge impact on me personally but also on my financial situation and in a good way even!

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Wallet With Euro Coins

My monthly Savings Rate report: December 2020

December, the month of Christmas and New Years’. Lots of celebrations meaning some bigger expenses. This wasn’t any different this year even with corona. We just did it on our own and just handed over the gifts outside. We went a little wild with food but my income was higher so it balanced things out a little bit.

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Owning stock in the good and the bad times

Would you consider those that invest in stocks to be out of their mind?

Investors provide companies with important funding, but don’t get any guaranty in return. There is no guaranty on profit, and if things go south, investors can lose all of their cash. This is the primary reason stocks are considered risk capital.

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Spectacular Growth Over Time With Compounding Interest

For those looking to invest for the first time, it’s important to first look at what happens if you put your money in a regular savings account. A lot of people do this in fear of losing all their money. However, due to Inflation, most of the interest you earn is lost.

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Wallet With Euro Coins

My monthly Savings Rate report: November 2020

This page can contain affiliate partner links to products that I purchased this month.

Another calm month. Both in terms of expenses and income. It will make for a rather concise monthly overview.
I am currently on-call again but because week 3 of my on-call is the first week of December, I will only get paid at the off the month so expect to see a bigger salary by the end of the year. For now, it’s my base salary.

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How to get started with (stock) investing

The markets run day and night, worldwide. Every second the prices change, driven by a never-ending stream of news and the millions of decisions of all kinds of investors. Millions of dollars and euros exchange virtual hands every second.

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