Investing Archives - Fight to FIRE

Can Office REITs Still Be Successful Investments?

Can Office REITs Like Cofinimmo Still Be Successful Invesments in 2021?

After writing up my Q1 report I realized my Cofinimmo investment isn’t really moving as much as it did pre-corona. This made me wonder: Are investments in office REITs (which Cofinimmo still kinda is) in these remote working times still a good idea? I looked into it and tried to figure it out.

Quarterly Portfolio Report - Growing Stack Of Coins

Quarterly Portfolio Report – Q1 2021

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Total portfolio worth (all in)

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Total portfolio worth (Savings & Effects)

Q1 2021 ends much like last year’s Q1 ended in the middle of a pandemic. One full year of the corona pandemic; crazy to think a year ago, it all started.

Now with the first quarter of 2021 finished, it’s time to take another look at my portfolio and see how it faired during these challenging times. Did my portfolio continue to rocket to the moon, or did it orbit a bit and crash back down?

Financial planning for our baby

With a baby comes not only a new family member but also an extra mouth to feed for the next 20+ years as well as an extra person to dress. In other words, there are some extra costs involved. This is all part of the game, but what is sometimes forgotten is to generate some extra income for him or her.

Apartment progress: 30%; finally above ground!

Delays are normal in life. A train that’s delayed because the machinist overslept, bad weather causing you to get stuck in traffic and arrive late at work.
A lot of them are due to circumstance and you can’t do much about them. However, my apartment that only now has reached ground level clearly didn’t just have delays due to Force Majeure from Corona.

Startling Extra Costs To Get A Better Turnkey Apartment

While we are crawling closer to the delivery date of our baby girl (27 May), there is another delivery that is causing more headaches: my heavily delayed turnkey apartment.
Progress is being made of course, but at the current speed, I shouldn’t expect a delivery sooner than March 2022. Given these delays, I was startled when I recently received a mail about the fit and finish of my delayed turnkey apartment. My shock continued when I saw the standard finish and how much they charge for extras.

My Gamestop experience and how I gain(ed) from it

We can stay retarded longer than you can remain solvent” – some autist on r/WallStreetBets

Yes, I confess, I too had shares in GameStop (Ticker: GME). To tackle the elephant in the room, I bought 25 GameStop shares at 40 USD.

Quarterly Portfolio Report – Q4 2020

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Total portfolio worth (all in)

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Total portfolio worth (Savings & Effects)

Here we are, at yet another year-end. This is the third time I close my portfolio; and how! What a ride. Corona had a huge impact on me personally but also on my financial situation and in a good way even!

My monthly Savings Rate report: December 2020

December Savings Rate

December, the month of Christmas and New Years’. Lots of celebrations meaning some bigger expenses. This wasn’t any different this year even with corona. We just did it on our own and just handed over the gifts outside. We went a little wild with food but my income was higher so it balanced things out a little bit.

Owning stock in the good and the bad times

Would you consider those that invest in stocks to be out of their mind?

Investors provide companies with important funding, but don’t get any guaranty in return. There is no guaranty on profit, and if things go south, investors can lose all of their cash. This is the primary reason stocks are considered risk capital.

Spectacular Growth Over Time With Compounding Interest

For those looking to invest for the first time, it’s important to first look at what happens if you put your money in a regular savings account. A lot of people do this in fear of losing all their money. However, due to Inflation, most of the interest you earn is lost.