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Palladium Wedding Rings On A Wooden Surface

Should you invest in Gold alternatives? Checking out 3 alternative metals

Our wedding bands
This is the render of the wedding bands we ordered to symbolize our commitment to each other.

Recently, my wife and I were looking for our wedding rings 

While checking out different stores, I started thinking. Could white gold, platinum, and palladium be good gold alternative investments just as they are alternatives in wedding rings? 

Investors see gold as a safe investment in times of economic turmoil. But what about its lesser-known but more expensive and rare (metal) sibling palladium (not to be mistaken with platinum)? And what about white gold? Should you invest in any of these?

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Managing Budget With YNAB On A Laptop

YNAB Vs nYNAB Vs Excel: A Helpful Budgeting Tool reviewed

Disclaimer: This post contains a referral code to YNAB.

The aptly named budgeting tool YNAB, short for You Need A Budget, stopped supporting their legacy tool YNAB4 on 31 October 2019. I’ve been an avid user of the tool for over 7 years, so seeing their support completely disappear made me question if a change was needed.

So using the end of support, I decided to do a review of my YNAB-usage and see what I should do:

  • Do the effort of moving to the new YNAB (aka nYNAB), and pay a subscription fee -the horror!-
  • Or move to a good old Excel spreadsheet
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Wallet With Euro Coins

My monthly Savings Rate report: April 2020

April was the prelude to a life-changing May. Quite a few preparations were made in April for a big moment in May so it's only a given that some money was spent. Add to that the higher grocery expenses due to the corona measures and you can already guess that April wasn't a cheap month. Luckily I received my profit participation which prevented me from going negative.
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Funds

5 thematic funds for the future

Heads up before you read these suggested themes. This post and other posts like it are my own thoughts and ideas. I’m not a broker/dealer, nor am I an investment advisor. I have no access to non-public information about publicly traded companies, and this is not a place for the giving or receiving of financial advice, advice concerning investment decisions or tax or legal advice. These are suggestions, guides, not advice.

More and more thematic funds are being released on us: from agriculture to solar energy. It’s won’t help you keep a simple portfolio, but if you are interested in dabling in other areas than a region-based portfolio and don’t mind doing some futurology -yes that’s a thing- I’d like to go over a few interesting options.

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Quarterly Portfolio Report - Growing Stack Of Coins

Quarterly Portfolio Report – Q1 2020

USD rate used: 1 USD = 0.9209908 EUR

-0EUR
Total portfolio worth (all in)
+0EUR
Total portfolio worth (Savings & Effects)
The first quarter of 2020 was a thrill ride. Especially March turned out to be crazy. When you compare it to Q4, all my investments took a nosedive. From an all-time high for my personal portfolio to a new low.

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Wallet With Euro Coins

My monthly Savings Rate report: March 2020

This page can contain affiliate partner links to products that I purchased this month.

Well, this was an interesting month for obvious reasons. The Coronavirus took a hold of the world this month after it caused a lockdown in China. It’s not exaggerated to say the coronavirus has the world in its grip. The upside to this for me personally is that it means I barely made any expenses besides groceries. I did make one large purchase after receiving a tax deduction on my apartment.

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Recession

5 tips and suggestions to control the crisis and a recession

Heads up before you read these suggestions. These and other posts like them are my own thoughts and ideas. I’m not a broker/dealer, nor am I an investment advisor. I have no access to non-public information about publicly traded companies, and this is not a place for the giving or receiving of financial advice, advice concerning investment decisions or tax or legal advice. These are suggestions, guides, not advice.

Until a couple of weeks ago, the markets stayed unphased by the ever-expanding coronacrisis. Forward three weeks and the markets caught a serious fever. You got to wonder: with steep a decline as we saw these past two weeks, is it time to go in a bit more and “buy the dip” during this coronavirus crisis and are we heading for recession version 2020?

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Luxury Interior Residence Schuman

How one tax deduction reduced my apartment cost by 17K

Something interesting happened about a week ago. As you might have read –on my twitter feed or on the blog– I signed the deed of the mortgage and apartment. As a result I’m official the owner the apartment and the land the building is build on; Partially when it comes to the land. What I hadn’t mentioned was that I got a 16,575 EUR tax deduction!

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Ethical Investing

Ethical investing: Does socially responsible investing pay off?

ESG and SRI are two acronyms used for ethical investing. Thanks to the recent surge in ethical investing the Belgian bank NewB found enough investors to get all the funds to receive a banking license. This makes them the first bank focusing mainly on ethical investing and banking. What started as an idea in the aftermath of the financial crisis to change banking forever, much as the crisis did, is now a bank with a license. Ethical investing is taking off!

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