Investing Archives

Quarterly Portfolio Report - growing stack of coins

Quarterly Portfolio Report – Q4 2018

This past quarter just shows how fast things can change. In my first report, I had decent gains for most of my stocks. Fast…

Exchange-Traded Fund (ETF) on a stack of coins

How size of ETFs (doesn’t) matter

In my article about PRIIPs, I briefly mentioned that the European alternatives to the now unavailable US-based Exchange-Traded Funds (ETFs) more often than not…

PRIIPs regulation printed on the side of a ring folder

How to Buy US ETFs as a European with PRIIPs Regulation

Most European retail investors trading on their own already noticed early in 2018. As a European, it’s not possible to buy US-based Exchange Traded Funds (ETF) anymore. Funds such as SPY, IVV, QQQ, VT, and many others are unavailable. The major culprit? PRIIPs, which stands for Packaged Retail and Insurance-based Investment Products. So what can we do? Well, let us have a closer look.

DEGIRO Vs Lynx: popular quality brokers for retail investors

When investing you can’t get around brokers. I’m no different. I have multiple brokers for various reasons and means. Lynx for my main portfolio and BeoBank for an active funds portfolio. I also plan to get a shared account with my wife, i.e., with two titular holders.

Women choosing from a cafeteria menu. An indicative image to clarify where the employee benefits plan got it's name from.

Cafeteria plan: improving wants & needs for your convencience

A cafeteria plan is an excellent way to streamline fringe benefits, also called employee benefits. An employee uses a part of his pre-tax income to choose from a predefined list of benefits. For an employer, it’s an excellent way to improve the take-home salary of its (potential) employees and keep them happy by letting them chose their own benefits.