Investing Archives

Aedifica Vs Cofinimmo: a comprehensive comparison

Cofinimmo vs Aedifica: Which Belgian healthcare REIT is better?

The health care sector is at the center of the Corona pandemic. Especially in Belgium where during the first wave, elderly care centers got hit hard. Luckily, after a bit of delay, the situation stabilized and the worst was over. It also didn't impact the rental payments too much as both healthcare REITs Aedifica and Cofinimmo kept receiving rent. So, both healthcare REITs seem to be solid amidst this continuing chaos but are either one of them better than the other?

Quarterly Portfolio Report - growing stack of coins

Quarterly Portfolio Report – Q2 2020

USD rate used: 1 USD = 0.885514 EUR

-EUR

Total portfolio worth (all in)

+EUR

Total portfolio worth (Savings & Effects)

Quarter two was just as much of a thrill ride as Q1, but in reverse. We went from a bear market to new highs in a matter of weeks instead of months or years. The question is though, is this move sustainable? For the moment the sharp recovery results in an excellent recovery of my portfolio across the board.

My monthly Savings Rate report: June 2020

After a live-changing May, June was a lot less crazy. That is not to say that nothing happened in June. I actually invested quite a bit in the site. These investments made my SR drop but thanks to my holiday pay, I was able to keep the damage to a minimum.

Side-hustling In Belgium: 6 Official (side-)jobs Providing Income

Embarking on a side hustle in Belgium is not only a pathway to generating additional income but also a complex financial endeavor. In recent years, the Belgian government made it easier to make an extra income through a side hustle. In 2015, it introduced a new form of unlimited untaxed income: Flexi-jobs. Later, in 2018, it introduced another form of untaxed income with a limit of 6,340 EUR. Unfortunately, It’s this last form that the Constitutional Court has annulled. What does this mean for people that still want to side hustle?

Belgian REIT Cofinimmo is getting even better

My favorite individual stocks in my core-satellite portfolio are my Belgian REITs. Aedifica and Cofinimmo are solid companies that focus on a sector in real estate that is still growing: (health) care. Where Aedifica already has over 60% in care property, allowing it to reduce its withholding tax from 30% to 15%, Cofinimmo is now nearing that threshold.