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Financial planning for our baby

With a baby comes not only a new family member but also an extra mouth to feed for the next 20+ years as well as an extra person to dress. In other words, there are some extra costs involved. This is all part of the game, but what is sometimes forgotten is to generate some extra income for him or her.

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Apartment progress: 30%; finally above ground!

Delays are normal in life. A train that’s delayed because the machinist overslept, bad weather causing you to get stuck in traffic and arrive late at work.
A lot of them are due to circumstance and you can’t do much about them. However, my apartment that only now has reached ground level clearly didn’t just have delays due to Force Majeure from Corona.

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Startling Extra Costs To Get A Better Turnkey Apartment

While we are crawling closer to the delivery date of our baby girl (27 May), there is another delivery that is causing more headaches: my heavily delayed turnkey apartment.
Progress is being made of course, but at the current speed, I shouldn’t expect a delivery sooner than March 2022. Given these delays, I was startled when I recently received a mail about the fit and finish of my delayed turnkey apartment. My shock continued when I saw the standard finish and how much they charge for extras.

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Quarterly Portfolio Report - growing stack of coins

Quarterly Portfolio Report – Q4 2020

-32873.76EUR
Total portfolio worth (all in)
+121496.24EUR
Total portfolio worth (Savings & Effects)
Here we are, at yet another year-end. This is the third time I close my portfolio; and how! What a ride. Corona had a huge impact on me personally but also on my financial situation and in a good way even!

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