My monthly Savings Rate report: September 2021
-1.74%
All my income and expenses for a specific month are written out in detail in these reports. It gives a clear picture of how I spend the money I receive in a given month.
A benefit to having a newborn, especially ours that has issues sleeping during the day, is that we limit our adventures outside for the moment. We still order delivery ones a month (sushi in June) and go out for drives more, but that’s about it. Add holiday pay to the mix and you get a Savings Rate that goes above 60%!