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Getquin app review

Getquin Review 2026: Still the Best “Free” Portfolio Tracker for European Investors?

Last Updated on June 22, 2026 by Mr. FightToFIRE

GetQuin launched in Berlin in 2020 as a free social portfolio tracker. By 2026 the platform has grown into something considerably more ambitious: a wealth management app that combines real-time portfolio tracking, dividend planning, net worth aggregation, Open Banking connections to 50+ brokers, and AI-powered financial agents in a single product. More than 500,000 investors across Europe now track over 20 billion euros in assets on the platform, and it holds more than 10,000 five-star ratings on the App Store and Google Play.

GetQuin logo

This is an updated review for 2026. It covers what GetQuin actually looks like today, how the free, Premium, and Wealth tiers compare, which brokers connect automatically, and where the app still has room to grow. I have been using it since 2022 and the screenshots throughout this post are taken directly from my own account in June 2026.

Getting started with GetQuin

Signing up takes under two minutes. The app is available on iOS, Android, and as a web app at app.getquin.com. No credit card is required for the free tier.

Go to app.getquin.com or download the app on iOS or Android. Registration only requires an email address and takes under two minutes.

GetQuin sign up step 1

GetQuin asks which asset types and strategies interest you most, such as dividend stocks, ETFs, growth companies, or crypto. This personalizes the content on your feed.

GetQuin sign up step 2 interests

You pick a goal: building wealth, generating dividend income, or saving for retirement. This feeds into how GetQuin structures recommendations and, at the Wealth tier, your personalized retirement plan.

GetQuin sign up step 3 goal

What GetQuin is in 2026

GetQuin was founded by Raphael Steil and Christian Rokitta with a straightforward goal: give retail investors one place to understand and manage their entire financial life. The 2020 version was primarily a social portfolio tracker. The 2026 version has expanded significantly.

GetQuin founders Raphael Steil and Christian Rokitta

The tagline is now “Your entire wealth. One platform.” and the product has grown to match: investments, bank accounts, crypto, alternative assets, liabilities, income tracking, spending analysis, cashflow planning, and retirement planning. The social layer is still there, but the community is no longer the main selling point.

GetQuin features: a full walkthrough

The platform covers a lot of ground. Below is a section-by-section look at what each part of the app actually does, with screenshots taken directly from the live platform in June 2026.

Portfolio dashboard

The main dashboard shows your full portfolio at a glance: total value, performance over multiple time periods, allocation by geography, sector, and asset class, and a breakdown of individual holdings. Real-time price data covers more than 800,000 assets including stocks, ETFs, crypto, commodities, and alternative assets.

The DeepDive feature lets you look through the underlying holdings of any ETF or fund. If you hold three ETFs that all have heavy positions in the same mega-cap stocks, DeepDive shows you the actual concentration you are carrying. One of the more useful analytical tools for ETF investors.

Dividend tracker and calendar

GetQuin tracks all dividend payments across your portfolio: past payments, upcoming payout dates, yield per holding, and cumulative income by month and year. The calendar view shows which stocks pay when, so you can plan ahead for cash flows.

At the Premium and Wealth tiers, long-term dividend forecasting projects your expected income up to five years out. Push notifications alert you when a payment lands. For FIRE-focused investors building toward dividend income, this is one of the more practical tools available at any price point.

Cashflow overview

The cashflow view maps your income and outgoings in a Sankey chart, giving you a visual representation of where money comes in and where it goes.

At the Premium tier this extends to detailed income and expense tracking. At the Wealth tier it connects to the retirement planning module to project your long-term financial trajectory.

Net worth aggregation

Beyond the investment portfolio, GetQuin connects to bank accounts and lets you add alternative assets, real estate, insurance policies, and liabilities. The platform compiles these into a single net worth figure that reflects your actual financial position, not just what is inside your brokerage accounts.

This is where GetQuin moves beyond a stock tracker. Seeing investments, savings, debt, and other assets in one consolidated view gives you a much clearer picture of where you actually stand financially.

Individual stock pages

Each stock on GetQuin has its own dedicated page with price data, fundamentals, news, dividend history, and a community discussion forum. You can see which other investors hold the stock and what they are saying about it.

The Nvidia stock page shows live price, key fundamentals, news, and community discussion.

The Dividends tab on a stock page shows payout history, yield, ex-dividend dates, and the payment schedule. The Discussion tab gives you a window into what the community is saying in real time.

Dividends and Discussion tabs on a GetQuin stock page. Each stock has a dedicated community forum.

Watchlist and markets

The watchlist lets you track stocks you are researching without adding them to your portfolio. You can monitor price movements, set alerts, and follow the community discussion without committing to a position.

The markets overview shows top movers, sector performance, and trending stocks across the platform.

Wealth planner and retirement planning

At the Wealth tier, GetQuin adds a full financial planning module. You can set specific financial goals with timelines and target amounts, model a retirement plan based on your current portfolio and savings rate, and see how different scenarios play out over time.

This is aimed at people who want structured retirement planning inside the same app they use for day-to-day portfolio tracking, rather than switching between a tracker and a separate planning tool.

Community and social feed

The community feed shows what investors in the GetQuin network are buying, selling, and discussing. You can follow specific investors, engage with stock-specific forums, and share your own portfolio publicly.

With half a million users, the community has real activity across a wide range of asset types and strategies. It is most useful as a source of investment ideas and a way to see how other retail investors think about specific positions. Use it with the same critical distance you would apply to any open investment forum.

Connecting your brokers and accounts

GetQuin connects to brokers, banks, and exchanges automatically via Open Banking and dedicated integrations. Once connected, transactions import automatically and your portfolio stays in sync without manual updates. The connection screen is organized into four categories.

  • Popular: Trade Republic, Revolut and other top platforms
  • Exchanges: Bitvavo, Coinbase, Binance and others
  • Brokers: DEGIRO, KBC, Belfius, ING and many more
  • Alternative assets: real estate, vehicles, NFTs and more

For brokers not yet supported via Open Banking, you can enter transactions manually or upload a CSV export from your broker. The manual import works for any broker worldwide, but it requires ongoing effort to stay current.

GetQuin AI: the most significant addition since launch

The most substantial new feature in GetQuin is AI. The platform has built AI financial agents directly into the app. These agents have access to your full portfolio data and can answer questions about performance, dividend income, news relevance to your specific holdings, and optimization opportunities such as potential tax-loss harvesting or concentration reduction.

At the Wealth tier, the AI agent runs without usage limits and integrates with the financial planning tools. At the Premium tier, AI-powered portfolio analysis and risk ratings are included. The free tier does not include AI features.

The AI layer is where GetQuin is differentiating itself most clearly from basic portfolio trackers. The free tier gives you enough access to evaluate whether an upgrade makes sense before committing.

GetQuin Pricing In 2026

GetQuin uses a three-tier model. Core portfolio tracking, the dividend calendar, and Open Banking connections are all available on the free plan. Advanced analytics, AI features, and financial planning tools require a paid subscription.

The free tier covers the fundamentals well. The Premium plan adds analytical and AI features for active investors. The Wealth plan is for people who want structured retirement planning built into the same platform they use for everything else.

The free tier

Free (0 euro per year): Unlimited broker and bank connections via Open Banking, real-time market data for 800,000+ assets, portfolio tracking, dividend tracker and calendar, community access, and allocation breakdowns by geography, industry, and asset class.

The premium tier

Premium (89.99 euro per year): Everything in Free, plus AI-powered portfolio analysis and risk ratings, advanced long-term dividend forecasting (up to 5 years), time-weighted return calculations (TTWROR), benchmarking against major indices, cashflow analytics, and priority support.

The Wealth tier

Wealth (149.99 euro per year): Everything in Premium, plus the full financial planning module, customizable financial goals, a personalized retirement plan, income and spending tracking, and unlimited access to the AI financial agent.

Pros of the GetQuin platform Key points

  1. Clean, intuitive interface: The dashboard is well designed and fast on both mobile and web. New investors can orient quickly and experienced investors can find the details they need without digging.
  2. Open Banking coverage: Automatic sync with Trade Republic, DEGIRO, Scalable Capital, and other major European brokers removes the main friction of portfolio tracking.
  3. Dividend planning: The dividend calendar, payout history, and long-term forecasting tools are among the best available at any price point. Seeing projected annual income months in advance is genuinely useful for FIRE-focused investors.
  4. DeepDive fund X-ray: Looking through ETF holdings to see underlying stock concentration is something most trackers do not offer at all, let alone for free.
  5. Full net worth view: Being able to include bank accounts, real estate, crypto, and liabilities alongside investments gives you an honest financial picture rather than just an investment snapshot.
  6. Active community: Half a million users gives the forum and portfolio-sharing features real activity, with investors at all experience levels.
  7. Asset coverage: 800,000+ assets with real-time pricing covers essentially everything a European retail investor would hold.
  8. Free tier is genuinely useful: Unlike many freemium apps, the GetQuin free plan delivers real value. It is a functional portfolio tracker, not a stripped-down teaser.

Cons of the GetQuin platform Key points

  1. AI features require a paid plan: AI financial agents and retirement planning sit behind the Wealth plan at 149.99 euro per year.
  2. Advanced analytics have limits: Even at paid tiers, GetQuin does not offer detailed drawdown analysis, portfolio simulation, or full custom benchmark construction.
  3. Retirement planning is relatively new: The Wealth tier retirement planning feature was added recently and independent documentation on complex early-retirement scenarios is limited.
  4. Advisory service is German only: The getquin Advisory service connecting users to human financial advisors is currently only available in German.
  5. Manual import requires ongoing effort: For brokers not covered by Open Banking, staying current requires manual transaction entry or periodic CSV uploads.

Who is GetQuin for? Is this platform for you

GetQuin is a strong fit if you want:

  • A single dashboard for all your investments across multiple brokers, especially Trade Republic, DEGIRO, or Scalable Capital
  • Automatic broker syncing that removes the need to manually log every transaction
  • A dividend calendar with future payment projections and cumulative income tracking
  • Net worth tracking that includes bank accounts, crypto, and non-investment assets alongside your portfolio
  • A community where you can follow other investors and discuss individual stocks
  • AI-powered portfolio analysis and retirement planning at the Premium or Wealth tier
  • A mobile-first experience with a well-designed app on iOS and Android

GetQuin may not be the right choice if you:

  • Need detailed analytical tools like custom benchmarks, drawdown charts, or Monte Carlo simulations at the free tier
  • Use a broker not yet covered by Open Banking and want to avoid manual data entry
  • Prefer open-source software with full local data control, such as Portfolio Performance
  • Want human financial advice in English (the Advisory service is currently German only)
  • Are looking for a pure investment research platform rather than a portfolio management tool
Getquin icon logo

GetQuin in 2026: from social tracker to wealth platform

GetQuin started as a free social portfolio tracker and that foundation is still solid. It remains one of the better free options for European investors who want automatic broker syncing and a dividend calendar without paying anything. What has changed is the layer of features built on top: AI financial agents, structured retirement planning, net worth aggregation across all account types, cashflow tracking, and a wealth planning module.

The free tier remains the most compelling reason to try it. Unlimited Open Banking connections, real-time data on 800,000+ assets, a dividend calendar, and community access at zero cost is a genuinely strong offer. If you find yourself wanting the AI analysis or retirement projections, the paid plans have a clear use case.

You can start for free and upgrade later if the platform earns it. I have been using GetQuin since 2022 and the trajectory has been consistently in the right direction.

Frequently Asked Questions About GetQuin

GetQuin is a digital wealth management platform that lets you track all your investments, bank accounts, dividends, and financial goals in one place. The app is available on iOS, Android, and as a web application at app.getquin.com. By 2026, GetQuin will have established itself as a comprehensive wealth management platform featuring AI capabilities and retirement planning. More than 500,000 users in Europe will collectively manage over 20 billion euros through the platform.

Yes, GetQuin has a free version that’s sufficient for most investors. With it, you can link an unlimited number of brokers and bank accounts via Open Banking, track real-time stock prices, and keep track of dividends. In addition to the free version, there are two paid subscriptions: Premium (89.99 euros per year) for AI analysis, TTWROR calculations, and advanced dividend forecasts; and Wealth (149.99 euros per year) for retirement planning, financial goals, and unlimited access to the AI assistant.

GetQuin offers Open Banking integrations with Trade Republic, DEGIRO, Scalable Capital, Interactive Brokers, Consorsbank, and ING, among others, as well as Belgian banks such as KBC, Belfius, and Beobank. For brokers that aren’t supported, you can enter transactions manually or upload a CSV file.

GetQuin uses bank-grade encryption and stores your identity information in an anonymized form. Connections via Open Banking are made through secure API links that comply with European PSD2 regulations. GetQuin has no authority to conduct transactions on your accounts: the app can only read data, not execute transactions.

Yes, GetQuin is available throughout Europe. The platform supports brokers that also operate in Belgium and the Netherlands, such as DEGIRO, Scalable Capital, Interactive Brokers, KBC, and ING. The interface is available in English and German.

Portfolio Performance is a free, open-source desktop application for detailed portfolio analysis that gives you full local control over your data. GetQuin is a cloud-based app with automatic broker synchronization, an active social community, and AI features. Many investors use both side by side: GetQuin for a daily overview and dividend tracking, and Portfolio Performance for detailed analysis.

GetQuin has built-in AI financial advisors that have access to your portfolio data. The Premium tier includes AI-driven portfolio analysis and risk assessments. The Wealth tier offers unlimited access to the AI assistant, integrated with retirement planning and financial goals. The free version does not include any AI features.

The most commonly used alternatives are:

  • Portfolio Performance (free, open-source, desktop app, more in-depth analytics)
  • Sharesight (cloud-based, strong in tax reporting, paid)
  • Parqet (German platform, similar to GetQuin, strong in TTWROR and tax reporting)
  • Delta (internationally focused, also available as a free basic version).

GetQuin stands out thanks to its combination of Open Banking integrations, dividend tracking, community, and the free basic plan.

I'm a freelancer for major clients in the finance and retail sector in Belgium. I have over 12 years of working experience in the development of customer applications focussing on all aspects of banking. This helped me gain a deep understanding of the inner workings of a commercial bank. All of this experience in both banking and life culminates in this blog about personal finance and my fight towards FIRE.

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