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Getquin app review

Getquin Review 2026: I Synced 8 Years of Trades Into It (Here’s What Broke)

Last Updated on November 9, 2026 by Mr. FightToFIRE

I wrote my first getquin review in February 2022. Then I stopped updating my getquin account for multiple reasons: the main one was that life just got in the way (a renovation, going freelance, a second kid). For four and a half years the app kept showing a portfolio that had changed completely (which I wish it didn’t).

So this getquin review is a bit different from the one that used to be here. This time I synced my real accounts again, which is the part most reviews leave out. Interactive Brokers, Lynx and Crypto.com, eight years of trades in total. Some of it worked in two minutes, some of it took me a full morning.

Full disclosure: getquin paid me as a partner between 2020 and 2022, back when it was the main income of this blog. Right now there’s no deal and there’s no referral link in this getquin review. If that changes, I’ll say so right here.

What getquin is (in one paragraph)

Getquin is a portfolio tracker from Germany, founded in 2020. You connect your brokers and bank accounts, it pulls in your transactions and shows you your total portfolio, dividends, allocation and performance in one place. There’s a social feed on top where investors share their portfolios and discuss stocks. According to getquin itself it has more than half a million users and tracks over €20 billion in assets.

My frozen getquin portfolio was worth €214k more than my real one

Before syncing, I took one last look at the old account. It was frozen somewhere in March 2022, with everything I owned back then.

That frozen portfolio was worth €504,764 on the day I looked. My actual accounts (Lynx, IBKR and the kids’ DEGIRO account) were at €290,261 (my last full count, from July, so before the sync). A gap of €214,503.

Most of that gap has one name: Nvidia. Getquin still thought I owned 1,300.83 shares (split-adjusted), bought for €23,798. Today that’s €266,605. I sold most of them along the way, so yes, Nvidia alone covers the whole gap and then some. Palantir did something similar on a smaller scale (+831%). On the other hand, selling Corsair (-52%) and Alibaba (-26%) was the right call.

I posted that comparison on getquin first, and it was a good reminder of what a tracker is for: it shows you what happened, whether you like it or not. Painful, but useful. 😄

Syncing Interactive Brokers: the automatic connection didn’t work

Getquin’s help page for Interactive Brokers makes it sound simple: pick IBKR, choose “Automatic connection”, enter your access data. In the app, the access data turns out to be a Flex Web Service token and a Flex Query ID, which you create yourself in the IBKR Client Portal.

I did that. The first attempt created an empty portfolio. The second attempt gave me “Your API-key or API-Secret is invalid”. The funny part: the exact same token worked fine when I tested it directly against the IBKR Flex Web Service. So the token was fine, the connection just didn’t want to.

Plan B was the file import. IBKR only lets you run a Flex Query for 365 days at a time, so I exported my history year by year (five XML files, from October 2021 until now) and dropped them into getquin.

Getquin’s AI reads those files for you. On the free plan you get 10,000 “tokens” per month for that, and my five IBKR files used 3,421 of them. Then I looked at the result: €116,013. My actual IBKR account was at €69,015.

The AI had read all the buys from the 2024 to 2025 file and silently dropped every single sell. So getquin showed me 120 Datadog shares I sold in January 2025, plus Tempus AI, Crocs and Nvidia positions that no longer existed. I fixed it by uploading a small CSV with just the 19 missing sells. After that, every position matched IBKR to the share.

Getquin review: my Interactive Brokers portfolio after importing the Flex Query files

Lesson learned: always compare the positions with your broker after an AI import. Getquin even asks you “Is everything imported correctly?” right on the dashboard, and for once it was a question deserves an honest answer.

Getquin positions after the Interactive Brokers import

Lynx: eight years of history, one clean CSV

Lynx is my main portfolio. What a lot of people don’t know: Lynx runs on Interactive Brokers’ infrastructure behind it. The Lynx account management portal is basically the IBKR one in a different color, Flex Queries included.

There was one catch though: My Lynx account was migrated in October 2021, and the account I have now only has data from that moment on. Everything before that existed only in my old manual getquin portfolio (which I had entered by hand since April 2018).

So I combined both: 108 transactions from the old getquin portfolio for 2018 to 2021, and 143 from the Lynx exports after that. 251 transactions in total, in one plain CSV with the ISIN code for every line. Getquin recognized that format without needing the AI at all (0 tokens used).

Using ISIN codes mattered more than I expected. Over the years, a few of my ETFs showed up under different tickers (CSPX and SXR8, IMIE and SPYI, which then split 25 for 1), my Alibaba ADRs were converted into Hong Kong shares in 2023, and Tencent handed me JD.com and Meituan shares that were barely worth anything. With tickers alone, that would have been a mess.

Getquin review: my Lynx portfolio since 2018 after the sync

The end result matches Lynx within €50 (the difference is price movement between the two screens). And for the first time I can see my Lynx history as one line since 2018, including the dividends: €2,986.80 received in total.

Crypto.com: the website doesn’t show everything

I emptied my Crypto.com account in 2022 and sent the money to my bank via Kraken. What’s left is about €48 worth of CRO from referral bonuses.

Still, I wanted the history in getquin. The transaction list on the Crypto.com website turned out to be incomplete: card cashback, Supercharger rewards, and dust conversions only show up in the app. The outgoing transfers were missing too. I filled the gaps with my bank transactions in YNAB (the transfer from Kraken landed on my account on 14 May 2022), and the current balance now matches. A few small card rewards from 2021 and 2022 are still missing from the history. I guess I can live with that.

With all of that syncing out of the way, it’s time to look at the complete picture again.

What I like about Getquin

  • The overview: Three brokers, crypto and the real estate in one net worth number. That’s the reason I use it.
  • The dividend overview: Per year, per position, received and expected. Seeing my Lynx dividends go from €59.15 in 2018 to €655.01 so far in 2026 is more motivating than any spreadsheet I ever made.
  • Imports that accept almost anything: XML, CSV, PDF, even screenshots. When the automatic connection fails, there’s always a way in.
  • Realized gains next to price gains: The performance block shows price gain, dividends and realized gain separately. Useful when you sold a lot (guilty).

Getquin dividend overview for my Lynx portfolio

What could be better

  • The IBKR connection: It failed twice with a token that works everywhere else, and the help page doesn’t even mention Flex Queries.
  • The AI import needs supervision: Dropping all sells from one file without any warning is the kind of error you only notice if you check. Many people won’t.
  • The dividend forecast for Nvidia: Getquin expects my 75 Nvidia shares to pay €263.60 next year, a yield of 1.72%. The forecast takes last year’s payouts and adds the average growth of the past five years, as Getquin explains in its help center. Nvidia raised its dividend this year from $0.01 to $0.25 per quarter, so that average explodes. At the current $0.25, the yield is around 0.4%. Once Nvidia announces a payment, getquin swaps the forecast for the real number.
  • The free plan got smaller: Dividend yield, yield on cost, internal rate of return, and the time-weighted return are all locked now.
  • Ads: There’s a promoted crypto exchange block right under your portfolio chart. It’s labeled, but it’s there. I understand that they need some really revenue now, but it’s still a litle annoying.

Getquin performance breakdown with realized gains and dividends

Getquin pricing in 2026

Important note of course is that these are the prices at the time of updating this post:

Plan Price per year What you get (according to getquin)
Free €0 Unlimited bank and broker connections, real-time data, net worth overview, basic portfolio analysis
Premium €89.99 AI portfolio analysis, dividend KPIs and forecasting, advanced performance analytics, detailed allocation
Wealth €149.99 Everything in Premium, plus financial planning, goals, a retirement plan and unlimited AI agents

Prices from getquin’s pricing page in October 2026, excluding VAT. I’m on the free plan. Everything in this getquin review was done without paying, the imports included.

So, is getquin still worth it?

For me, yes, as long as you double-check what it tells you. If your broker connects automatically, it’s a five-minute job. If you’re with Interactive Brokers or Lynx like me, plan a morning, export your Flex Queries and compare the result with your broker before you believe a single number.

Would I pay €89.99 a year for Premium? Not yet. The dividend forecast is one of the main Premium arguments, and for a stock like Nvidia it’s off by a factor of four.

Now that everything is in sync, I’ll keep the account up to date and share my portfolio updates there as well (you can find the link on my start page). The full picture, including the real estate, is in my Portfolio Update 2026.

Do you use getquin with Interactive Brokers or Lynx? I’m curious whether the automatic connection works for you, because I’m starting to think it’s not just me. 👋

Getquin review FAQ

Is getquin free?

Yes, there’s a free plan with unlimited broker and bank connections. Several analytics (dividend yield, IRR, time-weighted return) are locked behind Premium (€89.99 per year) or Wealth (€149.99 per year).

Does getquin work with Interactive Brokers?

There’s an automatic connection that uses a Flex Web Service token and a Flex Query ID. In my case it didn’t work, so I imported yearly Flex Query exports as files instead. That worked, but check the positions afterwards.

Can you use getquin with Lynx?

Lynx runs on Interactive Brokers’ platform, so you can create the same Flex Queries in the Lynx portal and import them as files. I imported my Lynx history that way.

Does the getquin AI import make mistakes?

It can. In one of my five files it skipped all the sells, which made my portfolio look €47,000 bigger than it was. A plain CSV with ISIN codes was recognized without the AI and imported correctly.

I'm a freelancer for major clients in the finance and retail sector in Belgium. I have over 12 years of working experience in the development of customer applications focussing on all aspects of banking. This helped me gain a deep understanding of the inner workings of a commercial bank. All of this experience in both banking and life culminates in this blog about personal finance and my fight towards FIRE.

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