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Soaring Price Tag Of Quality Sleep: Finding A Bargain

Before our move, we struggled for a long time with the question: “Can you put a price on a good night’s sleep?”. I think I have found the right price tag.
After sleeping years on hand-me-downs, I believed it was about time to get something decent as we approach life with 3. But the prices brought me nightmares instead of blissful dreams.

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6 Modest DIY Home Improvements For A 1-Year House stay

Moving. It’s such a fun activity, especially with a baby on the way. Not that it’s impossible. We are now well into our fourth week of slowly moving things out of our tiny 40m² apartment and into my late grandmother’s house.

Besides looking into what to get for our little girl, we are also improving my grandmother’s house, fitting it to our taste when we finally settle in. We won’t be putting in a new kitchen or completely redo wallpaper, but we make 6 modest home improvements to make this old house (build in the ‘60s) somewhat modern.

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How To Make A Luxurious Baby Registry On The Cheap

There are a lot of things going on in my life right now. First and foremost we have a baby on the way!

Obviously, a big event that takes a lot of time. Not only do I have to take care of the mother to make sure the baby grows healthy, but together we also have to look at how we will welcome the little one into this world.

What kind of clothes, food, nursey, and safety products do we need to give her the best care she deserves? And all of that at a reasonable price of course. In short, how did we make a luxurious baby registry without breaking the bank?

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Wallet With Euro Coins

My monthly Savings Rate report: January 2021

A new year, a new start of my monthly Savings Reports. Will this new start be a better one than last year or will it be barely positive like last year? time to dive into my January expenses and find out!
Unlike last year, we didn’t go on a holiday, so at least that big expense drops. Because of Corona we also didn’t visit family so gifts were limited as well. As for the income side of things, that was very good as well.

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Looking Ahead Into The Unknown

Looking Ahead: 2021 Another Unusual Year To Worry About?

Here we are again, my third look ahead. When I look back at 2020 it shows us humans are terrible at predicting the future. Raise your hands if you foresaw a global pandemic! In 2021we must continue to manage the coronavirus but at least there is light at the end of the tunnel in the form of a vaccine. 

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Are Night Shifts Worth The Extra Money And Energy?

Are Night Shifts Worth The Extra Money And Energy?

For a couple of months now, in my team at work, we can’t do any more updates or new software to customers (“pushing to production”) during regular working hours.
My employer has good reasons for it, the main one being that it is a demand from the regulator. Bank regulators started to scrutinize my employer due to stability issues.

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Quarterly Portfolio Report - Growing Stack Of Coins

Quarterly Portfolio Report – Q4 2020

Total portfolio worth (all in)
Total portfolio worth (Savings & Effects)
Here we are, at yet another year-end. This is the third time I close my portfolio; and how! What a ride. Corona had a huge impact on me personally but also on my financial situation and in a good way even!

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