*Looks at last portfolio report, sees Q4 2021* Oops, a lot has changed since then... The last time I published a proper portfolio update, we were still talking about Covid, I was still an employee, the renovation hadn't started, and my daughter was a few months old. That was late 2021. It is now June 2026.
A while back, MailerLite did a major platform upgrade. They sent emails asking existing users to migrate to the new version before a certain deadline. Unfortunately, I didn't see those emails.
A few days ago, I dropped a comment on r/ValueInvesting about Microsoft (MSFT) and Adobe (ADBE), and the corresponding collective AI panic that was melting stock analysts’ brains. It seemed like I struck a chord, so I’m unpacking it in more detail here. The underlying point goes beyond just those three stocks.
When I first wrote about robo investing in Belgium in early 2022, nine providers were in the market. I looked at them all, compared fees, read the fine print, and then did absolutely nothing with it. Never opened an account, didn't bother with any of them.
In Belgium, the saying goes that a child costs you a house. AG Insurance and the Gezinsbond put a number on it: €264,310 over 25 years, or €917 per month when childcare and study costs are included. The Belgian median house price in Q3 2024 was €275,000. Headlines wrote themselves. VRT's Money Time podcast ran with it, and the Gezinsbond has been publishing versions of this research for years.