Mr. FightToFIRE

There is a disturbance in the market

October is shaping up to be one for the bears. This month seems to resemble August 2015 in terms of market movement. The beginning of August was even the start of market turbulence that lasted until the end of 2015.
What both periods have in common? China. A few years ago, the bearish sentiment held the global markets in its claws in wake of a slowing Chinese market and the devaluation of the Chinese RMB. This time China also plays a role, but there are more worries:

Beobank Reward Credit Cards Reviewed: Save more By Spending Money

Every month, I receive a satisfying overview of my credit card activity. Satisfying? Yes! Every euro I spend with my cards earns me a reward. I have two cards, each offering a different type of reward but in this post I’ll talk about my Beobank credit card.

the key to wealth and financial independence

How I achieve a +80% Savings Rate and is it the Key to Financial Independence?

Updated content: 09/01/2019

Added my target net worth
Improved writing

In an earlier post, I showed how I calculate my savings rate and how you can find out your own.
I explained the savings rate and used myself as an example for September.
In this post, I’m going into more detail on how I got such a high ratio for September and the two months before.

Banknotes and coins on a table with an hourglass

The Most Important FIRE Ratio: FIRE Savings Rate

The FIRE Savings Rate (SR), is probably one, if not the most important concept you must understand when you try to reach Financial Independence and Retire Early. It’s also the perfect place to start if you are wondering how to get into FIRE. So, let us see what this FIRE savings rate or simply “FIRE ratio” actually is.

Quarterly Portfolio Report - growing stack of coins

Quarterly Portfolio Report – Q3 2018

My first quarterly report, how exciting! I want to make this moment, end of September and end of Q3 2018, as the official start of…