It all started in November 2020 when we had to decide where to stay after I learned that my apartment in Brussels would face a 10 to 12 month (!) delay due to corona -although I'm very doubtful it's just because of that- and that my wife would deliver the end of May 2021.
Last Updated on January 6, 2021 by Mr. FightToFIRE
If there is one thing I’ve learned in 2020, then it’s that you can find a lot of useful financial info on Youtube. Not that you should follow any self-proclaimed finance guru you come across, but there are at least 6 gems out there between all the grey, bland rocks, that are worth your precious time.
The following 6 finance Youtubers are worth a look for a variety of reasons.
Some, Like Ben Felix, offer excellent detailed explanations about how the markets work. Another one, Two Cents -whom I mentioned on my blog before– gives a playful yet educational twist to seemingly complex financial terms such as ‘mutual funds’, or they give tips on how to manage your personal finances better (in the US).
Each of these Youtubers has something unique to cover regarding (personal) finance. If you don’t get anything new from it, you can at least enjoy their production skills ;).
So strap in, get a bucket of popcorn, and enjoy all the educational videos these 6 financial Youtube channels have to offer.
Two Cents is hosted by Philip Olson Certified Financial Advisor (CFA) and his wife Julia Lorenz-Olson. It’s written by them, Andrew Matthews, and Katie Graham.
Hosts Philip and Julia met at UT Austin while studying theater and were married in 2007 (while still students). He was licensed as an investment advisor in 2011 and received his CFP credentials in 2015. Julia started several small businesses before transitioning to the mortgage industry. In 2015 they opened a financial planning firm dedicated to entrepreneurs and artists called THE ART OF FINANCE.”
Some of their videos are more US-centric such as those about tuition fees or phone plans, but they also cover broader topics such as mutual funds or good vs bad debt.
I strongly recommend them if you enjoy videos with a more playful twist or if you are new to the world of finance.
If Two Cents is ‘Explain it like I’m 5’, Common Sense Investing by Ben Felix is university level.
Ben Felix is a portfolio manager with PWL Capital Inc. and is securities-licensed by the Investment Industry Regulatory Organization of Canada (IIROC). He has an MBA in Finance, is a CFA charterholder, and a CFP professional.
On his Youtube channel, Ben Felix covers anything from Day trading to investing in the latest trends and backs all his claims or comments with genuine research. His covered topics are discussed in detail in a clear voice to help you understand the research and claims he puts forward. After each of his videos, you have become a smarter person.
While all of his videos are well supported, they are more info-packed than Two Cents so paying close attention is important if you want to understand everything he says.
The Plain Bagel is a youtube channel followed by Ben Felix so you can already see why it’s on this list. On his channels’ about section he describes himself as followed:
I’m an investment analyst for an independent investment management company in Ottawa. I am a Chartered Financial Analyst (CFA) charter holder, and I have a Bachelors degree in Finance. I’m a huge finance nerd and am passionate about the field – I think people lack the resources they need to make educated financial decisions, and hopefully this channel helps with that!”
His videos have a nice balance between fun and seriousness. His use of small graphics and animations isn’t too on the nose but provide excellent support for his topics.
He has a clear voice and speech, making him easy to listen to for the entire duration of his videos.
Him, together with Ben Felix are my two top pics when it comes to clear but thorough analysis.
Andrei Jikh is a relatively new Youtuber but already has a huge following. It’s not surprising since he makes personal finance personal.
He shares his income from Youtube, his investments, how he invests, and much more.
His presentation is also warm though his title and the thumbnails for his videos are clickbait, unfortunately, that’s the only way to get any real traction on Youtube so it’s understandable.
I haven’t watched most of his videos but his presentation style is what makes me watch him from time to time, that and his personal touch. His style reminds me a lot of Graham Stephan. Speaking of…
Graham Stephan is a Youtuber that focuses more on the real estate market in the US, so in that sense, it’s less interesting for Europeans. However, in most of his videos, you can find useful tips and tricks that you should be able to use in Europe as well. Not always for the European housing markets, but at least some of his personal finance stuff can be relatable.
From his About section on Youtube:
As a 30 year old real estate agent and investor who started working in real estate shortly after turning 18, with over $120,000,000 in residential real estate sales since 2008, I’ve created this channel to share my successes, failures, and experiences in the real estate industry and to support others who are thinking of getting into the business.”
Although he covers personal finance on Youtube, he actually started out as a real estate agent. He arguably had the luck, and insight, to start with real estate right after the economic crisis of 2008. His location is California so it’s definitely not the “typical” market. But he did it, and with his experience in California real estate, he started this Youtube channel to share how he does it. He does it in a very smooth and slick style with a funny twist.
Because of this focus on California real estate I don’t watch his videos as frequently as those from Tow Cents, Common Sense Investing, or The Plain Bagel, but I come back to it on occasion as he does share some gold nuggets.
I’d like to close off not with an individual person or a couple but with a paper. The Economist hardly needs an introduction. As an international weekly printed and digital newspaper that focuses on current affairs, international business, politics, and technology they are known around the world for their financial and business reports.
Their Youtube channel is all about providing quality coverage and that is exactly what you get. Probably a bit dry for some, but you can be sure to get quality content from them.
There you have it, my 6 top picks for 2021. I probably missed a lot of Youtubers, either covering the same, or more niche topics such as InTheMoney who covers Options trading for example. But I had to make a selection so I choose to focus on the broader Youtube channels.
If you have one or more favorite finance YouTubers that you want to share, please do so by leaving a comment below.