Mr. FightToFIRE

Spring cleaning your wallet in 2021

Do you feel the spring fever? There is a good chance that you feel the urge to start cleaning and scrubbing and remove all the clutter out of the house. Maybe now is also a good time to take a look at your personal finances. With these simple tips, your cleaning duties might also save you some money.

Quarterly Portfolio Report - growing stack of coins

Quarterly Portfolio Report – Q1 2021

-EUR

Total portfolio worth (all in)

+EUR

Total portfolio worth (Savings & Effects)

Q1 2021 ends much like last year’s Q1 ended in the middle of a pandemic. One full year of the corona pandemic; crazy to think a year ago, it all started.

Now with the first quarter of 2021 finished, it’s time to take another look at my portfolio and see how it faired during these challenging times. Did my portfolio continue to rocket to the moon, or did it orbit a bit and crash back down?

Financial planning for our baby

With a baby comes not only a new family member but also an extra mouth to feed for the next 20+ years as well as an extra person to dress. In other words, there are some extra costs involved. This is all part of the game, but what is sometimes forgotten is to generate some extra income for him or her.

My monthly Savings Rate report: March 2021

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March Savings Rate

March turned out to be a good month for my Savings Rate. While on the expenses side I spend a lot on the home and ownership part and again on food, I also received a nice extra on the income side thanks to evening deployments for work. I ended up doing a bit of work between 1 am and 3 am.

Apartment progress: 30%; finally above ground!

Delays are normal in life. A train that’s delayed because the machinist overslept, bad weather causing you to get stuck in traffic and arrive late at work.
A lot of them are due to circumstance and you can’t do much about them. However, my apartment that only now has reached ground level clearly didn’t just have delays due to Force Majeure from Corona.