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Looking ahead into the unknown

Looking Ahead: 2021 Another Unusual Year To Worry About?

Here we are again, my third look ahead. When I look back at 2020 it shows us humans are terrible at predicting the future. Raise your hands if you foresaw a global pandemic! In 2021we must continue to manage the coronavirus but at least there is light at the end of the tunnel in the form of a vaccine. 

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Are night shifts worth the extra money and energy?

Are Night Shifts Worth The Extra Money And Energy?

For a couple of months now, in my team at work, we can’t do any more updates or new software to customers (“pushing to production”) during regular working hours.
My employer has good reasons for it, the main one being that it is a demand from the regulator. Bank regulators started to scrutinize my employer due to stability issues.

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Quarterly Portfolio Report - growing stack of coins

Quarterly Portfolio Report – Q4 2020

-32873.76EUR
Total portfolio worth (all in)
+121496.24EUR
Total portfolio worth (Savings & Effects)
Here we are, at yet another year-end. This is the third time I close my portfolio; and how! What a ride. Corona had a huge impact on me personally but also on my financial situation and in a good way even!

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Wallet with euro coins

My monthly Savings Rate report: December 2020

December, the month of Christmas and New Years’. Lots of celebrations meaning some bigger expenses. This wasn’t any different this year even with corona. We just did it on our own and just handed over the gifts outside. We went a little wild with food but my income was higher so it balanced things out a little bit.

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