Quarterly Portfolio Report – Q2 2021

Even though we are almost at the end of Q3, I still want to take the time to cover Q2 of 2021 if only to keep continuity.

With the pandemic in the West almost behind us, Q2 turned out to be pretty good investment-wise. I made nice gains even though I didn’t make any deposits to my investment accounts.

There are a couple of important changes though. Remember how I started with $LMND? Yeah, that didn’t turn out so great. I decided to cut my losses there and close my entire position. In it’s place came Rocket companies (ticker: RKT).

Together with Corsair Gaming (CRSR) I now have two what you could consider “meme stocks”.

Next to these I still have my two China plays:

• Alibaba (BABA)
• Tencent (NNND)

And of course my Belgian stocks such as Kinepolis (KIN), Home Invest (HOMI), and Aedifica (AED).

Crypto boom part 2

As for my other investments, such as my portfolio with Beobank and cryptocurrencies, well, they keep on going.

I continue to diversify my crypto portfolio by using Crypto.com. Thanks to my cashback in CRO, my initial investment of €1079 has grown to over €1800. This is on top of my initial investment with Coinbase of €600 that grew to about €1500.

Q2 of 2021 continued its amazing run. However, I decided to cut my second-biggest loser, $LMND.

I will keep $FREQ even though it lost 80% of its value.

My portfolio as a whole did perform excellently. Especially NVDA keeps going strong. Also KIN recovered nicely.

Combining my personal investment portfolio gives me the following status:

• 86,144.55 EUR
  
  • Profit: 28,144.55 EUR or +48.5251% from the total deposit (58,000 EUR).
  • QoQ Increase: 10.30% (coming from 78,099.89 EUR)
  • Negative cash balance of -17,425.71 EUR

The below table contains my stocks denominated in USD. Since the currency rate fluctuates daily, it impacts the total portfolio wealth counter. To keep it simple I will use the rate applicable at the time of writing every quarter (give or take a day). You can find the rate used at the top of this page.

My Beobank investment account made an amazing recovery which makes the return half-decent after almost 6 years.

I now have a positive return of 53.10% or an annualized return of ~6.7%. Which honestly is half decent as this contains all the transaction costs and entry costs.

My pension fund fluctuated a bit to the upside but nothing major.

Important of this portfolio is that I stopped the automatic deposit. I will not add to this account and most likely will leave it alone as of now. I’d even dare to say that I will let it alone till my retirement.

I’m now at 16.15% profit.

I call them investments, but they are more like speculative positions and with good reason. This quarter it continued to the climb but with high volatility. Because of this increased volatility, I report my crypto at the time of writing (22/04/2021). Funny enough, this is a similar level as at the end of March.
This quarter, I decided to have a Crypto.com and Binance.com account next to my Coinbase account as the former have more options.

I’m thrilled with my choice so far since my cryptocurrency linked to Crypto.com, CRO, gave me nice gains, as you can see in the table below.

See the coins with 0.00? That means I withdrew my initial investment and have no risk attached to them anymore it also means I can’t calculate a percentage gain or loss as it’s pure profit.

In Q2 I didn’t do anything major related to my savings accounts compared to last quarter.

I know you can’t combine the cash I already put into the apartment and the mortgage since one is an asset and the other a liability, so I made two tables.

One has my (growing) asset, the apartment which will increase with the principal amount I pay to my mortgage. There is a difference of €500 which is a discount the property developer gave me.

The other table contains the liability, my mortgage, that I will pay off month by month in the form of a principal payment + some interest.