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Banknotes And Coins On A Table With An Hourglass

The most important FIRE ratio: Savings Rate

Savings Rate (SR), it’s probably one, if not the, most important concept you must understand when you try to reach Financial Independence and Retire Early. It’s also the perfect place to start if you are wondering how to get into FIRE. So, let us see what this “fire ratio” actually is.

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The Bitterness Of Poor Quality Remains Long After The Sweetness Of Low Price Is Forgotten

Frugal with a twist

Just like most people trying to achieve FIRE, I encounter the occasional jab regarding my way of living or at least how “I’m being cheap”.
I just don’t like throwing my money through the window every day and if I can save money by being more mindful I will do, i.e., being frugal.

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Wallet With Euro Coins

My monthly Savings Rate report: February 2020

This page can contain affiliate partner links to products that I purchased this month.

This February update is finally a lighter one. The start is the end of my trip to my fiancee’s home country. After this, things have remained relatively calm beside the occasional date night. We saw “Little Women” for example. Unfortunately, my Savings Rate still isn’t above 50%.

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