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Quarterly Portfolio Report - Growing Stack Of Coins

Quarterly Portfolio Report – Q2 2019

Last Updated on August 30, 2019 by Mr. FightToFIRE
Total portfolio worth

The second quarter of 2019 is coming to a close. It’s been an interesting ride. All of my (trading) accounts had a dip in May but quickly recovered to levels close to the end of the previous quarter, thanks to the 7,000 EUR deposit I made. Thanks to this, I have another nice net worth increase. Finally, my journey towards my own home is picking up speed and I will elaborate more on it soon! Look forward to that.

Let’s have a look at what I’ve gained this last quarter.

As mentioned, my net worth increased again compared to the last quarter. My ETF’s perform well, but my individual stocks lost a bit.  Luckily my (small) cryptocurrency wallet almost completely recovered and my forex account also made a nice recovery. Unfortunately, the account has a large drawdown (DD) so it’s possible that in my next quarter I will be lower again. Time will tell!

Thanks to all of the above, I can look at a net worth growth of 16% this quarter.
To be clear, this includes deposits but not my debit account.

QuarterAmount (€)QoQ (%)QoQ (€)
Money saving, Hand putting coin in glass jar with coins inside For now and future money. Concept of saving money for future.
Money saving for the future.

Personal portfolio overview

EUR stocks

Thanks to a good recovery in May, my portfolio reached 1.195% which is a slight drop from 2,14%.
I now have a total personal portfolio of 25,298.73 EUR (incl. cash).

This is in part thanks to the new deposit of 7,000 EUR and new stock and share purchases. In the end, I left 57.63 EUR in cash.

SymbolDescriptionSectorQuantityClose PriceCost BasisCurrent ValueUnrealized Profit/Loss% Gain/Loss
AEDAEDIFICAReal estate2283,901676.741845.80169.0610,08
AED.DIVAEDIFICA – unlisted couponReal estate202.3846.7747.600.831.77
CSEMUSISHARES MSCI EMU SML-C ACC ETFBroad3196.38606.78589.14-17.64-2.91
SXR1ISHARES CORE MSCI PACIF X-JP ETFBroad10137.421173.471374.20200.7317.11
DX2JX MSCI EUROPE SMALL CAP ETFBroad2042.81861.98856.20-5.79 -0.67
CSSX5EISHARES CORE EURO STOXX 50 ETFBroad3111.58311.57334.7423.177.44
HOMIHOME INVEST BELGIUMFinancials899.00702.83792.0089.1712.69
IUS3ISHARES S&P SMALL CAP 600Broad4055.972268.462238.80-29.66-1.31
KINKINEPOLISConsumer Cyclicals2548.001356.701200-156.69-11.55
RBOTISHARES AUTOMATION&ROBOTIC-A ETFBroad1576.641014.481042.4828.002.76
SBIOINVESCO NASDAQ BIOTECH ETFBroad3030.43923.30912.90-10.40-1.13
SPYDSPDR US dividend aristocratsBroad4348.792042.132097.9755.842.73
SXR8Ishares Core S&P500 UCITSBroad14254.163366.923558.24191.325.68
UBIUBISOFT ENTERTAINMENTTechnology1168.84990.41757.24-233.17-23.54
XLVSSource HLTH care S&P US SECTBroad7363.822452.532546.7494.213.84

USD stocks

The below table contains my stocks denominated in USD. Since the currency rate fluctuates daily, it impacts the total portfolio wealth counter. To keep it simple I will use the rate applicable at the time of writing every quarter (give or take a day). You can find the rate used at the top of this page.

Just like my euro stocks this quarter, my dollar-based stocks recovered nicely though they are still in red.
Coming from -19,88% I made a strong recover to -5.32%. In other words I gained 19.88 – 5.32 = 14,56%.

SymbolDescriptionSectorQuantityClose PriceCost BasisCurrent ValueUnrealized Profit/Loss% Gain/Loss
BABAAlibaba Group HoldingCommunications5169.45832.89847.2514.361.72
CSKRISHARES MSCI KOREA USD ACCBroad5143.70887.58718.50-169.08-19.05
IBBISHARES NASDAQ BIOTECHNOLOGYBroad5109.10518.34545.5027.165.24
IEMAISHARES MSCI Emerging Markets ACCBroad2833.671030.58942.76-87.82-8.52
NVDANVIDIA CORPTechnology4164.23803.81656.92-146.89-18.27

Actively managed portfolio

My portfolio at Beobank containing actively managed funds keeps growing at a steady pace.
The previous return was 10.27% and thanks to a strong Q2, I reached 13.09%. So, a nice 2.82% gain this quarter.

Important to note is that I had 421.03 EUR in cash remaining on this account and I withdrew that to my checkings account. Since I didn’t count this as an expense it, of course, won’t be countered by taking it back as an income. It will have a minimal impact on my net portfolio worth.

Pension fund

As with my other portfolios, the pension fund recovered a bit as well.
From a 3.58% to 6.62%. In other words, a growth of 6.62 – 3.58 = 3.04%.

Alternative investments

I call them investments but they are more like speculative positions.
I take a calculated risk with these (especially the cryptocurrency one) expecting to reap the benefits in the longer term but most likely lose it all at one point.

Forex managed account

The forex account had another good run this quarter! The loss got further reduced by 3 940,39 EUR to 9020.51 EUR (coming from 5080.12 EUR). Hopefully, we can continue this positive trend in Q3, but I have a large running DD so we’ll see in 3 months how things turn out.

Nr.Inception DateDescriptionCurrent ValueCost Basis% Gain/Loss
1January 2016Actively managed forex account9020.5113825.15-34.75

Coinbase cryptocurrency account

My crypto wallet really did continue it’s recovery this quarter. What I didn’t notice till now was that I’m actually in profit with my Bitcoins! I bought them on 15 February 2018 at €7,992.73/BTC and the current rate on 30 June 2019 is €10,352.68/BTC.

Nr.Inception dateCoinCost BasisCurrent Value% Gain/Loss
1March 2018Bitcoin123.09170.1438.22
2March 2018Litecoin357.06237.44-33.54

Savings accounts

Nothing changed here but not for long. In Q3 I will probably have to move my 10,000 in savings to my checkings account for my own home. I recovered a whopping 239.5 EUR.

Personal achiements

Total portfolio deposits

This quarter I achieved one milestone. By topping up my Lynx trading account with another 7,000 EUR I reached 100% of my target portfolio deposit amount, i.e. 12,500 EUR.

Average Savings Rate Target

My SR over the last three months was very good and I was able to achieve an average SR of 80.99%. I’m aiming for an average SR of 75% in 2019 and after 6 months I sit at 64,151%.

Dividend Payout

Thanks to the extra shares and the dividend heavy month of May I already received 83.88 EUR in dividends. I’m now 58.06% removed from my target which is 200 EUR by the end of 2019.

Mr. FightToFIRE

I'm a developer for a major financial institution in Belgium that is present in over 40 countries. I have over 8 years of working experience in the development of customer applications focussing on all aspects of banking. This helped me gain a deep understanding of the inner workings of a commercial bank. All of this experience in both banking and life culminates in this blog about personal finance and my fight towards FIRE.

Quarterly Portfolio Reports
1. Quarterly Portfolio Report – Q3 2018
2. Quarterly Portfolio Report – Q4 2018
3. Quarterly Portfolio Report – Q1 2019
4. Quarterly Portfolio Report – Q2 2019
5. Quarterly Portfolio Report – Q3 2019
6. Quarterly Portfolio Report – Q4 2019
7. Quarterly Portfolio Report – Q1 2020
8. Quarterly Portfolio Report – Q2 2020
9. Quarterly Portfolio Report – Q3 2020
10. Quarterly Portfolio Report – Q4 2020
11. Quarterly Portfolio Report – Q1 2021
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